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is a measure of the likelihodd that something will be lost. |
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is the process of measuring risk and findign ways to minimize or manage loss |
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is an individual who relies on someone else for financial support , such as a child , a spouse , or an elderly person. |
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when you buy an insurance policy |
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is the amount you must pay before insurance begins to pay |
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pay for covered medical services after treat;ment is provided |
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is a percentage of th eservice cost that patients pay. |
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is a person whose care requires a stay in a hospital. |
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contract with specific doctors, hospitals and other health care providers to deliver medical services and preventive care to member at reduced cost. |
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is a flat fee th epatient must pay for medical services. |
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is a taxed-advantage savings account availabl to people enrolled in qualified High Deducible Health Plans. |
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refer to medical services that are not covered. |
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is an illness or an injury you had before signing up for health care insurance. |
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is a person or organization named by th epolicyholder to recieve assets after the policyholders death. |
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provides protection only for a specific period of time |
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provides basic lifetime protecgion so long as premiums are paid |
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pays the face value of the policy to beneficiaries if th einsured dies before th eendowment periods ends. |
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is an estimate of th ecurent value of property |
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- is a decrease in th evalue of property as a reslut of age or wear and tear |
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is coverage that protects you wehn you are respnsible for an auto accident that results in the injury or death of other parites |
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property damage liability |
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protects you when you are respnsible for an auto accident in which the property of others is damaged |
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eliminates the faultfinding process in settiling claims. |
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