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US Healthcare systems
US healthcare systems test 1
175
Medical
Graduate
11/09/2013

Additional Medical Flashcards

 


 

Cards

Term
Medical Model
Definition
A viewpoint about health that focuses on the diagnosis and treatment of disease
Term
Wellness Model
Definition
A viewpoint abou thealth that focuses on the prevention of disease
Term
Demographics
Definition
The data from Human populations that describe vital statistics, size and distribution
Term
Foundation of the US health System
Definition

-allocation of resources 

-organizational ability of government 

-free enterprise system 

Term
Government  Role
Definition

-Financing

-Regulation

-Organization and delivery 

Term
Free Enterprise Role
Definition

-Financing 

-Organization and delivery 

Term
Government source of power
Definition
Constitution
Term
Free enterprise source of power
Definition
Capitalistic Markets
Term
Libertarian view
Definition

Source of responsibility: individual 

Heath Care: Earned Reward 

Tx of Poor: Private Charity 

Term
Egalitarian view
Definition

Source of responsibility: Society 

Health Care: Prerequisite for Work

Treatment of Poor: Government Programs 

Term
Government has the power to
Definition

Unilaterally ascertain

restrict

permit

direct resources of private individuals & organizations 

Term
What are two reasons the government would interject?
Definition

-failure of the private market to work as expected 

-consensus among the governed populace for government action 

Term
US healthcare 1900
Definition

Philosophy: Competing philosophies/little science 

Funding: private Pay 

Primary location of care: home 

Role of government: none 

Concept of disablement: No social response 

Status of OT/PT: None 

Primary health objective: Standarize and improve quality

Term
US healthcare 1950
Definition

Philosophy: Allopaths/rise of bioscientific model

Funding: private Pay/small ins. industry 

Primary location of care: hospital

Role of government: state reg. 

Concept of disablement:medical problem 

Status of OT/PT: dominated by medicine/rationalized within organizations

Primary health objective: improve access to care

Term
US healthcare 2000
Definition

Philosophy:understanding the sociology and economics of health care

Funding: large ins./small private pay

Primary location of care: outpatient settings

Role of government: federal ins. programs 

Concept of disablement: medical and social response 

Status of OT/PT: growth of private practic; acute/postacute environments

Primary health objective: restrain growth in cost 

Term
Biomedical Model
Definition

Explains problem in terms of basic science/cellular pathology 

-medical necessity 

Term
Social disability model
Definition

disablement is created as the result of a social process Of marginalization of persons w/disabilities by larger society and policies 

-civil rights 

Term
Universalism
Definition

disablement is not a condition that affects a few individuals but a situation to be recognized by the entire population at risk 

 

Term
Social Disability
Definition
created by how people see you, the medical model, created by diagnosis
Term
predisposing factors
Definition

age 

sex

race

education 

socioeconomic status

 occupation 

Term
need for healthcare is created by what personal factor
Definition
perception of healthcare status
Term
Enabling factors
Definition

convenience 

personal income 

system characteristics

health insurance 

Term
Availability (access factor)
Definition
the amount ad type of service provided in relation to the population's need
Term
accessability (access factor)
Definition
the location and supply of health care services in relation to the population's location and transportation resources
Term
acceptability (access factor)
Definition
the attitude between health care providers and the population towards one another
Term
affordability
Definition
the price of health care services in relation to the population's ability to pay
Term
Reason for growth in medical care expenditures 
Definition

A. Economic 

1. Inflation

1. Market Structure

3. Insurance 

 

B. demographic change 

C. System 

1. providor behavior

2. technology 

Term
Fee-For-Service
Definition

A method of reimbursment that pre-sets the fee that will be paid for the service that is provided 

 

(provider paid for each procedure rendered)

(incentive for provider to provide more tx because payment is dependent on quantity not quality)

Term
Case-Based Rate
Definition

Provider pays for each episode of care 

(shared risk with payer)

based on quality instead of quantity 

Term
Capitation
Definition

provider is paid a flat rate for services 

(ex. if the employee uses fewer services, the provider keeps the difference. If the employee uses more services, the provider absorbs the cost)

*creates insentive to provide fewer services to the patient

Term
Global budgeting
Definition

Flat, all-inclusive budgeting 

- costs are capped, price is known

Term
Business
Definition
The activity of providing goods and services to customers for profit
Term
Function of Healthcare as a business
Definition

management

marketing

accounting

production

information technology (HIPAA)

Term
Sole Proprietorship
Definition

One owner, personally liable

owner pays income tax

simple formation

Term
partnership
Definition

at least two partners, personally Liable

owners pay income tax 

more complex formation

Term
corporation
Definition

infinite ownership (share holders)

-legal liability limited to initial investment 

-corporation pays tax on income

-difficult formation process 

Term
ACA (affordable Care act)
Definition
Healthcare reformed aimed at reducing the rate of uninsured, reduce healthcare costs, increase the quality and affordability of health insurance.
Term
For Profit
Definition
Making a profit is identified as the primary reason for the buisness to exist
Term
Not-For-Profit
Definition
the primary reason for the buisness to exist is some reason other than profit
Term
HIPAA
Definition
Federal law that mandates insurance portability and sets up procedures for electronic data exchange
Term
Oligopoly
Definition
an economy with only a few sellers
Term
Monopoly
Definition
economy with only one seller
Term
Demand
Definition
The amount of a good a buyer is willing to purchase at a given price
Term
Supply
Definition
 supply is the amount of some product producers are willing and able to sell at a given price
Term
Antitrust
Definition
an area of federal law that prohibits monopolization and other activities that lessen competition in the marketplace
Term
Joint Commission
Definition
National organization that evaluates and accredits health care organizations
Term
CDC (center for disease control and Prevention)
Definition
a group of federal government agencies responsible for collecting and interpreting healthcare statstics
Term
Epidemiology
Definition
the study of the nature, cause, control and determinants or the frequency of disease, disability and death in human populations
Term
Managed Care
Definition
Describes the combination of payments for health care and delivery of services into one system
Term
insurance (business definition)
Definition
business Of shifting the risk of loss from the individual to a third party
Term
How does an ins. company make a profit?
Definition
by predicting they will be taking in more money than they will have to pay out.
Term
Risk Pooling
Definition
the Process of combining all the insureds into one group so the group's overall risk of loss is reduced.
Term
If you have ___ employees you are required by the ACA to have insurance policies for your employees?
Definition
50
Term
Who payes the healthcare provider for contracted services?
Definition
Managed care organization or insurer
Term
what does the patient pay the healthcare provider to recieve services?
Definition
copayment/deductible/or private pay
Term
what does the patient or the patient's employer pay the managed care organization or insurer?
Definition
premiums
Term
What two contracts is insurance made up of?
Definition

-insurance company and contract holder 

-insurance company and health care provider 

Term
Who regulates private insurance companies?
Definition

the state governments

 

(requires insurance companies to maintain adequate financial reserves to cover the needs of the risk pool) 

Term
Actuarial Analysis
Definition
Calculation of annuity risks, premiums and dividends
Term
What types of things can be a moral hazard in regards to insurance?
Definition

-financially irresponsible behavior (not choosing to purchase health insurance when able 

-utilizing unnecessary medical care covered by ins. (going to the Dr. for chapped lips)

 

Term
what determines the price for a benefit package?
Definition
The number of people being Insured and the general state of their health
Term
Who is the insured?
Definition
The purchaser
Term
Enrollment Period
Definition
when employees decide to take advantage of the benefits being offered by the employers
Term
what are employees known as if the accept the insurance benefits?
Definition
enrollees
Term
deductible
Definition
dollar amount of services that must be paid by the patient
Term
copayment
Definition
paid at the time that services are rendered
Term
lifetime limit
Definition

the lifetime amount an ins. company would ever make you pay or how much they will pay out. 

(maybe $1,000,000) 

Term
what determines which third party pays for services?
Definition
coordination of benefits clause
Term
Health Insurance Claim
Definition
request for reimbursment for the services that have been provided
Term
Coding
Definition
process of correctly coding what diagnoses, procedure and services were provided to the patient
Term
What are two systems of coding
Definition

ICD-9-CM (international classification of diseases, 9th revision, clinical modification)

 

HCPCS (Healthcare Common Procedure Coding System) 

-used in hospitals/outpatient facilities and clinics 

Term
where do billers send the charges (claims)?
Definition
to the third-party payer
Term
Fee schedules
Definition
negotiated list of payment rates by health care procedure
Term
Case rates
Definition

Per-Diem: all procedure inclusive daily payment rate 

Per Visit: all procedures inclusive payment rate for each visit 

Per Episode: All procedure inclusive rate for a treatment episode  

Term
Capitation (definition 2)
Definition
payment to provider based on number Of members in health plan
Term
indemnity insurer
Definition

0ne party is exempt from incurred liabiliies by the other party 

 

-once the patient pays, the ins. company will reimburse the patient or provider. 

 

 

Term
Self-insured Plan
Definition

a plan where an employer pays for an employees health ins. 

 

-the employer assumes the risk of loss for medical cost.

 

Term
what type of third party payer is exempt from state ins. regulation?
Definition
Self-Insurers
Term
What regulates self-insurers
Definition

Employee Retirement Income Security Act of 1974 

(ERISA) 

Term
Who started Blue cross Blue shield?
Definition
Teachers In the 1920s; to recieve medical care (21 days hospitalization)  in exchange for a small monthly sum
Term
Blue Cross Blue Shield was originally a _____ status, but some plans converted to ____ in the 1990s
Definition

-non-profit 

-profit

Term
Third Party administrator (TPA)
Definition
A company that manages the paperwork for an employer who establishes a self-insured plan
Term

Health Maintenance Act of 1973

Definition

federal legislation that provided incentives for the formation of Health Maintenance Organizations


Term

Health Maintenance Organization (HMO)

Definition

-prepaid health plans 

-hire physicians and staff to work for them 

-pay for services by capitation 

 

-each patient/group has a fixed dollar amount of services provided for a time period 

Term
Managed Care Models
Definition

-pays for services and delivers services 

 

Term
Health Maintenance Act of 1973
Definition
gave incentives to companies to become managed care organizations and required them to carry managed care and indemnity ins.
Term
Two types of delivery models
Definition

PPO (preferred provider org.) 

-manages and neotiates contracts on behalf of the providers, who provide services at lower cost 

 

EPO (Exclusive Provider Org) 

The insured must select designated providers or services are not covered 

Term
Gatekeeping
Definition
The process Of restricting access to services
Term
COBRA (Consolidated Budget Reconciliation act of 1985)
Definition
Mandates that individuals who lose employment based health care ins. for reasons other than gross misconduct are eligible to continue coverage for 18 months at full cost to themselves.
Term

HIPAA (Health Insurance portability and accountability act of 1996) 

 

Definition

limits inability of insurance companies to deny coverage based On preexisting conditions 

-assist w/job lock

Term
ACA requires ...
Definition
that individuals have insurance coverage and businesses, small and large, provide ins. coverage
Term
Medicare
Definition

-created in 1965 as part of the SSA

-federal program that pays for Health care cost for the elderly, the permanently disabled and those with end-stage renal disease

Term
Center for Medicare and Medicaid Services
Definition
Federal agency that administers the medicare and medicaid programs; previously known as the Health Care Financing Administration
Term
Who is eligible for medicare
Definition

-if he/she is over 65 and eligible for SS retirement benefits

-is permanently disabled

-has end-stage renal desease. 

 

-84% are eligible b/c of age 

 

Term
Medicare Part A
Definition

Hospital Insurance 

-covers inpatient hosspital services, critical access hospitals, skilled nursing facilities, limited, necessary home care, hospice 

Term
Medicare Part B
Definition

-Covers physicians services 

(outpatient hospital care, some services and supplies) 

 

if income is less than $85,000

Premium 2010: $110.50 Mo

Deductible: $155.00 Mo

Term
Medicare Part C
Definition

-introduced in 1997 as part of the Balanced Budget Act 

-Medicare+choice

-offers a variety of managed care-type options 

 

Term
Medicare Part D
Definition

-Prescription Drug, Improvement and Modernization Act of 2003 

- adds Perscriptions/prevention services

medi-gap plans/replaces medicare + choice with Medicare advantage 

made changes to the fee-for-service payments 

Term
Medicare 2009
Definition

-American Recovery and Reinvestment Act 

(cardiac rehab and HIV screaning)

Term
Medicare 2010
Definition

Patient Protection and ACA 

(closing the coverage gap in medicare part D, improving coverage of prevention benefits)

Term
What system does Medicare use to reimburse providers?
Definition
Prospective Payment System
Term
Who does the federal government have contracts with to process payments?
Definition
private insurance companies
Term
Medicaid
Definition

-federal and state program that funds health care based on the recipient's income 

 

-transfere program, funded by taxpayers' income tax payments

 

-administered at state and federal level. 

Term
In 2007, what percentage of medicaid was the total national health expenditure made up of?
Definition
15%
Term
For a state to recieve federal funds, what must they do?
Definition
provide Medicaid coverage to certain individuals
Term
What are the two major eligibitliy groups for Medicaid?
Definition

-Poverty related 

-medically needy 

Term
Medically needy
Definition
people who would otherwise not meet the income limits can use unpaid medical bills to lower, or spind down, their income
Term
The ACA has expanded medicaid programs what population?
Definition
all non-medicare eligible people under age 65 with incomes up to 133% of the federal poverty level
Term
Who are the predominant recipients of Medicaid?
Definition
white under the age of 18
Term
Who mandates the benifits Of medicaid?
Definition
federal government
Term
what is the state required to cover through medicaid?
Definition
hospital and physician services
Term
what may the state choose to cover under Medicaid?
Definition
pharmaceutical, dental, eye care
Term
how does Medicaid reimburse providers?
Definition
on a fee-for-service/episode-of-care basis
Term
under the ACA how much will reimbursements to phyicans who provide primary care be increased?
Definition
100% of the medicare rate
Term
Why are some physicians and nursing homes reluctant to accept Medicaid patients?
Definition
because the rates set by the state are too low to make their participation in the program financially worthwhile.
Term
what facilities are not required to accept Medicaid patients?
Definition

Physicians and nursing homes 

 

What will this do?

limit a patient's ability to choose what provider they would prefer 

Term
SCHIP (State Children's Health Insurance Program)
Definition

-covers low-income children whose parents do not qualify for Medicaid but are unable to afford private health insurance 

 

 

Term
Who is eligible for SCHIP?
Definition
Children under the age of 19, incuding the unborn
Term
What does the ACA require to protect from Waste, Fraud and Abuse of the medicare/medicaid programs?
Definition
provider screening and enhanced oversight of new providers
Term
what ways may fraud be commited?
Definition

intentionally to obtain payments the provider is not otherwise entitled to recieve (submit a claim for service with code that provides higher riembursment than for actual services recieved)

-for good intention (patient service may not be covered, so  practicioner codes service so it will be covered)

Term
what types of things are prohibited by federal legislation?
Definition
kickbacks and self-referral arrangements
Term
self-referral arrangement
Definition
unlawfully referring patients to laboratories or other health services in which they have a financial interest
Term
Compliance Programs
Definition

Mandatory under the ACA 

(a program that is implemented in a business to ensure the business stays in compliance with current legeslation, especially changes in medicare/medicaid

Term
Federal Employees Health Benefits Program (FEHBP)
Definition
covers federal employees, families, retirees and survivors
Term
TRICARE
Definition

Covers people in the uniformed services

-a variety of managed care options such as HMO, preferred providers and fee-for-service. 

-care is provided by civilian health care providers who contract with TRICARE 

Term
What  does TRICARE not cover?
Definition
long term care
Term
what is the federal governments role in the TRICARE program?
Definition
purchaser of Insurance
Term
Workers' Compensation
Definition
A program that provides health care benefits to employees who are injured on the job
Term
what does Workers' Comp eliminate?
Definition
the need for an employee to sue the employer for negligence when the employee was injured in the workplace
Term
Who pays for Worker's comp?
Definition
the employer
Term
what determines benefits with workers' comp?
Definition
they type of injury and amount of time the employee will be unable to work
Term
Who is one of the largest purchasers of healthcare services ?
Definition
The government
Term
what does cost savings translate into for certain categories of patients?
Definition
reduced access
Term
How many people are employed by the health care industry?
Definition
about 16 Million
Term
what types of healthcare employees take up 1/4 of the health care system?
Definition
Physicians and nurses
Term
how many people does nursing employ?
Definition
3 million
Term
Allopathic medicine
Definition
a process of treating disease by using standard Tx such as surgery and drugs.
Term
Osteopathic medicine
Definition
a Process of treating patients by providing preventive and holistic care
Term
Physicians Role in healthcare
Definition

diagnosis and treat patient illness 

 

Term
Process of diagnosis
Definition

-get medical history

-physical exam 

-diagnositc testing

-give advice on preventative care

-make suggestions about diet and hygine 

Term
Types of physicians
Definition

MD (Dr. of medicine); fights disease w/drugs 

OD (Dr. of osteopathy; focuses on preventing and understanding disease through understanding the body in a holistic way 

Term
Primary Care
Definition

treats for common health problems and preventative care 

-internal medicine

-general family practive

-pediatrics 

Term
internal medicine
Definition
focuses on problems associated w/body's organs
Term
general and family practicioners
Definition
diagnose and treat a wide variety of illnesses in pt of all ages
Term
peds.
Definition
children
Term
How many phyicians are there In the US?
Definition

941,300 

 

29% women

9% asian

4% Hispanics 

3% African-Americans 

Term
internal medicine
Definition
an area of medicine that focuses on the body's organs, such as the heart, eyes, ears and kidneys and the digestive and respiratory systems
Term
USMLE (U.S. Medical Licensing Exam)
Definition
Three-step exam required for licensure in the US
Term
what is the state specific requirenment for licensure are located where?
Definition
Medical Practice Act
Term
Receprocity agreement
Definition
an agreement between two states in which each accepts the professional licensing requirements of another state
Term
what are the two organizations that control board certification
Definition

American Board of medical specialists 

American osteopathic association 

Term
Five stages in the nursing process
Definition

-Assessment 

-diagnosis

-care planning

-implementation 

-outcome eval. 

Term
planning in care for nurses involves what two things?
Definition

writing goals 

planning interventions to achieve goals 

Term
Nursing Outcome Classification NOC
Definition
list of 385 identified outcomes that are responsive to nursing care
Term
Nursing intervention classification NIC
Definition
A list of 542 interventions that are the nursing Tx of choice for each nursing diagnosis
Term
What are an LPN/LVN duties?
Definition
basic bedside physical care of the patient
Term
What is the difference between an RN and LPN?
Definition
differences in supervision, legal responsibility and IV therapy
Term
RNs must pass what?
Definition
A national Licenture Exam
Term
RN roles
Definition
observe, assess, record symptoms, reactions, progress, administer IV meds and blood, perform patiet assessment and plan care
Term
where are the nurses requirements for practice by state located?
Definition
Nurse Practice Acts
Term
Issues in Health Care
Definition

-Problems retaining people  

-burnout 

-matching the supply and demand of providers/services 

 

Term
Types of healthcare roles (office hospital visit)
Definition

-PA 

-MA

-Surgical tech

 

 

Term
Providers of diagnostid testing
Definition

technologiests and technicians (image tech, nuclear medicine tech., cardiovascular tech, diagnostic medical sonographers)

-medical lab specialists 

-

 

Term
Therapy Providers
Definition

-PT 

-OT 

-Respiratory Therapy 

OT 

Recreational Therapy 

-Speech Language Pathology 

-Audiologies/pharmacists 

-pharmacy tech 

Term
Emergency Care Providers
Definition

First Responder 

EMT-Basic

EMT-intermediate 

EMT-paramedic 

Term
EMT-Basic
Definition
basic personnel care for patients at the accident scene and transport by ambulance
Term
EMT-intermediate
Definition
Personnel can adminmister intravenous fluids, use defibrillators and advace airway techniques and equipment
Term
EMT Paramedics
Definition
May administer drugs, interpret EKG and use complex equipment
Term
Total Health Care Program
Definition

Dental 

Eye 

Chiro

Foot 

diet and nutrition 

 

Term
non-clinical positions
Definition

health administrators and managers 

information tech 

coding specialists 

Term
Delivery systems
Definition

Ambulatory Care: patients are fully mobile and can bring themselves to physicians office 

Acute care: short term; level of urgency  

inpatient: hostpital  

tertiary: specialized  

Term
Hospitals are reqired to be licenced by what?
Definition
the state in which it is located
Term
what do hospitals voluntarily participate in (accreditation Standards)
Definition
The Joint Commission.
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