Term
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Definition
A viewpoint about health that focuses on the diagnosis and treatment of disease |
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Term
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Definition
A viewpoint abou thealth that focuses on the prevention of disease |
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Term
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Definition
The data from Human populations that describe vital statistics, size and distribution |
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Term
Foundation of the US health System |
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Definition
-allocation of resources
-organizational ability of government
-free enterprise system |
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Term
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Definition
-Financing
-Regulation
-Organization and delivery |
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Term
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Definition
-Financing
-Organization and delivery |
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Term
Government source of power |
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Definition
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Term
Free enterprise source of power |
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Definition
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Term
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Definition
Source of responsibility: individual
Heath Care: Earned Reward
Tx of Poor: Private Charity |
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Term
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Definition
Source of responsibility: Society
Health Care: Prerequisite for Work
Treatment of Poor: Government Programs |
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Term
Government has the power to |
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Definition
Unilaterally ascertain
restrict
permit
direct resources of private individuals & organizations |
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Term
What are two reasons the government would interject? |
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Definition
-failure of the private market to work as expected
-consensus among the governed populace for government action |
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Term
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Definition
Philosophy: Competing philosophies/little science
Funding: private Pay
Primary location of care: home
Role of government: none
Concept of disablement: No social response
Status of OT/PT: None
Primary health objective: Standarize and improve quality |
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Term
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Definition
Philosophy: Allopaths/rise of bioscientific model
Funding: private Pay/small ins. industry
Primary location of care: hospital
Role of government: state reg.
Concept of disablement:medical problem
Status of OT/PT: dominated by medicine/rationalized within organizations
Primary health objective: improve access to care |
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Term
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Definition
Philosophy:understanding the sociology and economics of health care
Funding: large ins./small private pay
Primary location of care: outpatient settings
Role of government: federal ins. programs
Concept of disablement: medical and social response
Status of OT/PT: growth of private practic; acute/postacute environments
Primary health objective: restrain growth in cost |
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Term
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Definition
Explains problem in terms of basic science/cellular pathology
-medical necessity |
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Term
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Definition
disablement is created as the result of a social process Of marginalization of persons w/disabilities by larger society and policies
-civil rights |
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Term
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Definition
disablement is not a condition that affects a few individuals but a situation to be recognized by the entire population at risk
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Term
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Definition
created by how people see you, the medical model, created by diagnosis |
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Term
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Definition
age
sex
race
education
socioeconomic status
occupation |
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Term
need for healthcare is created by what personal factor |
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Definition
perception of healthcare status |
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Term
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Definition
convenience
personal income
system characteristics
health insurance |
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Term
Availability (access factor) |
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Definition
the amount ad type of service provided in relation to the population's need |
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Term
accessability (access factor) |
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Definition
the location and supply of health care services in relation to the population's location and transportation resources |
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Term
acceptability (access factor) |
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Definition
the attitude between health care providers and the population towards one another |
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Term
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Definition
the price of health care services in relation to the population's ability to pay |
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Term
Reason for growth in medical care expenditures |
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Definition
A. Economic
1. Inflation
1. Market Structure
3. Insurance
B. demographic change
C. System
1. providor behavior
2. technology |
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Term
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Definition
A method of reimbursment that pre-sets the fee that will be paid for the service that is provided
(provider paid for each procedure rendered)
(incentive for provider to provide more tx because payment is dependent on quantity not quality) |
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Term
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Definition
Provider pays for each episode of care
(shared risk with payer)
based on quality instead of quantity |
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Term
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Definition
provider is paid a flat rate for services
(ex. if the employee uses fewer services, the provider keeps the difference. If the employee uses more services, the provider absorbs the cost)
*creates insentive to provide fewer services to the patient |
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Term
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Definition
Flat, all-inclusive budgeting
- costs are capped, price is known |
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Term
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Definition
The activity of providing goods and services to customers for profit |
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Term
Function of Healthcare as a business |
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Definition
management
marketing
accounting
production
information technology (HIPAA) |
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Term
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Definition
One owner, personally liable
owner pays income tax
simple formation |
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Term
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Definition
at least two partners, personally Liable
owners pay income tax
more complex formation |
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Term
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Definition
infinite ownership (share holders)
-legal liability limited to initial investment
-corporation pays tax on income
-difficult formation process |
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Term
ACA (affordable Care act) |
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Definition
Healthcare reformed aimed at reducing the rate of uninsured, reduce healthcare costs, increase the quality and affordability of health insurance. |
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Term
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Definition
Making a profit is identified as the primary reason for the buisness to exist |
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Term
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Definition
the primary reason for the buisness to exist is some reason other than profit |
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Term
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Definition
Federal law that mandates insurance portability and sets up procedures for electronic data exchange |
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Term
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Definition
an economy with only a few sellers |
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Term
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Definition
economy with only one seller |
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Term
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Definition
The amount of a good a buyer is willing to purchase at a given price |
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Term
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Definition
supply is the amount of some product producers are willing and able to sell at a given price |
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Term
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Definition
an area of federal law that prohibits monopolization and other activities that lessen competition in the marketplace |
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Term
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Definition
National organization that evaluates and accredits health care organizations |
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Term
CDC (center for disease control and Prevention) |
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Definition
a group of federal government agencies responsible for collecting and interpreting healthcare statstics |
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Term
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Definition
the study of the nature, cause, control and determinants or the frequency of disease, disability and death in human populations |
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Term
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Definition
Describes the combination of payments for health care and delivery of services into one system |
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Term
insurance (business definition) |
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Definition
business Of shifting the risk of loss from the individual to a third party |
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Term
How does an ins. company make a profit? |
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Definition
by predicting they will be taking in more money than they will have to pay out. |
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Term
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Definition
the Process of combining all the insureds into one group so the group's overall risk of loss is reduced. |
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Term
If you have ___ employees you are required by the ACA to have insurance policies for your employees? |
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Definition
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Term
Who payes the healthcare provider for contracted services? |
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Definition
Managed care organization or insurer |
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Term
what does the patient pay the healthcare provider to recieve services? |
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Definition
copayment/deductible/or private pay |
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Term
what does the patient or the patient's employer pay the managed care organization or insurer? |
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Definition
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Term
What two contracts is insurance made up of? |
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Definition
-insurance company and contract holder
-insurance company and health care provider |
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Term
Who regulates private insurance companies? |
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Definition
the state governments
(requires insurance companies to maintain adequate financial reserves to cover the needs of the risk pool) |
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Term
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Definition
Calculation of annuity risks, premiums and dividends |
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Term
What types of things can be a moral hazard in regards to insurance? |
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Definition
-financially irresponsible behavior (not choosing to purchase health insurance when able
-utilizing unnecessary medical care covered by ins. (going to the Dr. for chapped lips)
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Term
what determines the price for a benefit package? |
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Definition
The number of people being Insured and the general state of their health |
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Term
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Definition
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Term
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Definition
when employees decide to take advantage of the benefits being offered by the employers |
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Term
what are employees known as if the accept the insurance benefits? |
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Definition
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Term
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Definition
dollar amount of services that must be paid by the patient |
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Term
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Definition
paid at the time that services are rendered |
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Term
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Definition
the lifetime amount an ins. company would ever make you pay or how much they will pay out.
(maybe $1,000,000) |
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Term
what determines which third party pays for services? |
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Definition
coordination of benefits clause |
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Term
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Definition
request for reimbursment for the services that have been provided |
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Term
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Definition
process of correctly coding what diagnoses, procedure and services were provided to the patient |
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Term
What are two systems of coding |
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Definition
ICD-9-CM (international classification of diseases, 9th revision, clinical modification)
HCPCS (Healthcare Common Procedure Coding System)
-used in hospitals/outpatient facilities and clinics |
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Term
where do billers send the charges (claims)? |
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Definition
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Term
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Definition
negotiated list of payment rates by health care procedure |
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Term
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Definition
Per-Diem: all procedure inclusive daily payment rate
Per Visit: all procedures inclusive payment rate for each visit
Per Episode: All procedure inclusive rate for a treatment episode |
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Term
Capitation (definition 2) |
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Definition
payment to provider based on number Of members in health plan |
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Term
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Definition
0ne party is exempt from incurred liabiliies by the other party
-once the patient pays, the ins. company will reimburse the patient or provider.
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Term
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Definition
a plan where an employer pays for an employees health ins.
-the employer assumes the risk of loss for medical cost.
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Term
what type of third party payer is exempt from state ins. regulation? |
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Definition
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Term
What regulates self-insurers |
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Definition
Employee Retirement Income Security Act of 1974
(ERISA) |
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Term
Who started Blue cross Blue shield? |
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Definition
Teachers In the 1920s; to recieve medical care (21 days hospitalization) in exchange for a small monthly sum |
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Term
Blue Cross Blue Shield was originally a _____ status, but some plans converted to ____ in the 1990s |
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Definition
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Term
Third Party administrator (TPA) |
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Definition
A company that manages the paperwork for an employer who establishes a self-insured plan |
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Term
Health Maintenance Act of 1973 |
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Definition
federal legislation that provided incentives for the formation of Health Maintenance Organizations
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Term
Health Maintenance Organization (HMO) |
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Definition
-prepaid health plans
-hire physicians and staff to work for them
-pay for services by capitation
-each patient/group has a fixed dollar amount of services provided for a time period |
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Term
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Definition
-pays for services and delivers services
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Term
Health Maintenance Act of 1973 |
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Definition
gave incentives to companies to become managed care organizations and required them to carry managed care and indemnity ins. |
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Term
Two types of delivery models |
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Definition
PPO (preferred provider org.)
-manages and neotiates contracts on behalf of the providers, who provide services at lower cost
EPO (Exclusive Provider Org)
The insured must select designated providers or services are not covered |
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Term
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Definition
The process Of restricting access to services |
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Term
COBRA (Consolidated Budget Reconciliation act of 1985) |
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Definition
Mandates that individuals who lose employment based health care ins. for reasons other than gross misconduct are eligible to continue coverage for 18 months at full cost to themselves. |
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Term
HIPAA (Health Insurance portability and accountability act of 1996)
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Definition
limits inability of insurance companies to deny coverage based On preexisting conditions
-assist w/job lock |
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Term
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Definition
that individuals have insurance coverage and businesses, small and large, provide ins. coverage |
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Term
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Definition
-created in 1965 as part of the SSA
-federal program that pays for Health care cost for the elderly, the permanently disabled and those with end-stage renal disease |
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Term
Center for Medicare and Medicaid Services |
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Definition
Federal agency that administers the medicare and medicaid programs; previously known as the Health Care Financing Administration |
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Term
Who is eligible for medicare |
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Definition
-if he/she is over 65 and eligible for SS retirement benefits
-is permanently disabled
-has end-stage renal desease.
-84% are eligible b/c of age
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Term
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Definition
Hospital Insurance
-covers inpatient hosspital services, critical access hospitals, skilled nursing facilities, limited, necessary home care, hospice |
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Term
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Definition
-Covers physicians services
(outpatient hospital care, some services and supplies)
if income is less than $85,000
Premium 2010: $110.50 Mo
Deductible: $155.00 Mo |
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Term
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Definition
-introduced in 1997 as part of the Balanced Budget Act
-Medicare+choice
-offers a variety of managed care-type options
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Term
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Definition
-Prescription Drug, Improvement and Modernization Act of 2003
- adds Perscriptions/prevention services
medi-gap plans/replaces medicare + choice with Medicare advantage
made changes to the fee-for-service payments |
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Term
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Definition
-American Recovery and Reinvestment Act
(cardiac rehab and HIV screaning) |
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Term
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Definition
Patient Protection and ACA
(closing the coverage gap in medicare part D, improving coverage of prevention benefits) |
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Term
What system does Medicare use to reimburse providers? |
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Definition
Prospective Payment System |
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Term
Who does the federal government have contracts with to process payments? |
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Definition
private insurance companies |
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Term
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Definition
-federal and state program that funds health care based on the recipient's income
-transfere program, funded by taxpayers' income tax payments
-administered at state and federal level. |
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Term
In 2007, what percentage of medicaid was the total national health expenditure made up of? |
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Definition
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Term
For a state to recieve federal funds, what must they do? |
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Definition
provide Medicaid coverage to certain individuals |
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Term
What are the two major eligibitliy groups for Medicaid? |
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Definition
-Poverty related
-medically needy |
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Term
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Definition
people who would otherwise not meet the income limits can use unpaid medical bills to lower, or spind down, their income |
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Term
The ACA has expanded medicaid programs what population? |
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Definition
all non-medicare eligible people under age 65 with incomes up to 133% of the federal poverty level |
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Term
Who are the predominant recipients of Medicaid? |
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Definition
white under the age of 18 |
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Term
Who mandates the benifits Of medicaid? |
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Definition
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Term
what is the state required to cover through medicaid? |
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Definition
hospital and physician services |
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Term
what may the state choose to cover under Medicaid? |
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Definition
pharmaceutical, dental, eye care |
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Term
how does Medicaid reimburse providers? |
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Definition
on a fee-for-service/episode-of-care basis |
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Term
under the ACA how much will reimbursements to phyicans who provide primary care be increased? |
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Definition
100% of the medicare rate |
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Term
Why are some physicians and nursing homes reluctant to accept Medicaid patients? |
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Definition
because the rates set by the state are too low to make their participation in the program financially worthwhile. |
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Term
what facilities are not required to accept Medicaid patients? |
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Definition
Physicians and nursing homes
What will this do?
limit a patient's ability to choose what provider they would prefer |
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Term
SCHIP (State Children's Health Insurance Program) |
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Definition
-covers low-income children whose parents do not qualify for Medicaid but are unable to afford private health insurance
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Term
Who is eligible for SCHIP? |
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Definition
Children under the age of 19, incuding the unborn |
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Term
What does the ACA require to protect from Waste, Fraud and Abuse of the medicare/medicaid programs? |
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Definition
provider screening and enhanced oversight of new providers |
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Term
what ways may fraud be commited? |
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Definition
intentionally to obtain payments the provider is not otherwise entitled to recieve (submit a claim for service with code that provides higher riembursment than for actual services recieved)
-for good intention (patient service may not be covered, so practicioner codes service so it will be covered) |
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Term
what types of things are prohibited by federal legislation? |
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Definition
kickbacks and self-referral arrangements |
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Term
self-referral arrangement |
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Definition
unlawfully referring patients to laboratories or other health services in which they have a financial interest |
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Term
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Definition
Mandatory under the ACA
(a program that is implemented in a business to ensure the business stays in compliance with current legeslation, especially changes in medicare/medicaid |
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Term
Federal Employees Health Benefits Program (FEHBP) |
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Definition
covers federal employees, families, retirees and survivors |
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Term
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Definition
Covers people in the uniformed services
-a variety of managed care options such as HMO, preferred providers and fee-for-service.
-care is provided by civilian health care providers who contract with TRICARE |
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Term
What does TRICARE not cover? |
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Definition
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Term
what is the federal governments role in the TRICARE program? |
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Definition
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Term
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Definition
A program that provides health care benefits to employees who are injured on the job |
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Term
what does Workers' Comp eliminate? |
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Definition
the need for an employee to sue the employer for negligence when the employee was injured in the workplace |
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Term
Who pays for Worker's comp? |
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Definition
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Term
what determines benefits with workers' comp? |
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Definition
they type of injury and amount of time the employee will be unable to work |
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Term
Who is one of the largest purchasers of healthcare services ? |
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Definition
|
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Term
what does cost savings translate into for certain categories of patients? |
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Definition
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Term
How many people are employed by the health care industry? |
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Definition
|
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Term
what types of healthcare employees take up 1/4 of the health care system? |
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Definition
|
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Term
how many people does nursing employ? |
|
Definition
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Term
|
Definition
a process of treating disease by using standard Tx such as surgery and drugs. |
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Term
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Definition
a Process of treating patients by providing preventive and holistic care |
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Term
Physicians Role in healthcare |
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Definition
diagnosis and treat patient illness
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Term
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Definition
-get medical history
-physical exam
-diagnositc testing
-give advice on preventative care
-make suggestions about diet and hygine |
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Term
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Definition
MD (Dr. of medicine); fights disease w/drugs
OD (Dr. of osteopathy; focuses on preventing and understanding disease through understanding the body in a holistic way |
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Term
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Definition
treats for common health problems and preventative care
-internal medicine
-general family practive
-pediatrics |
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Term
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Definition
focuses on problems associated w/body's organs |
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Term
general and family practicioners |
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Definition
diagnose and treat a wide variety of illnesses in pt of all ages |
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Term
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Definition
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Term
How many phyicians are there In the US? |
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Definition
941,300
29% women
9% asian
4% Hispanics
3% African-Americans |
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Term
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Definition
an area of medicine that focuses on the body's organs, such as the heart, eyes, ears and kidneys and the digestive and respiratory systems |
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Term
USMLE (U.S. Medical Licensing Exam) |
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Definition
Three-step exam required for licensure in the US |
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Term
what is the state specific requirenment for licensure are located where? |
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Definition
|
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Term
|
Definition
an agreement between two states in which each accepts the professional licensing requirements of another state |
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Term
what are the two organizations that control board certification |
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Definition
American Board of medical specialists
American osteopathic association |
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Term
Five stages in the nursing process |
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Definition
-Assessment
-diagnosis
-care planning
-implementation
-outcome eval. |
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Term
planning in care for nurses involves what two things? |
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Definition
writing goals
planning interventions to achieve goals |
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Term
Nursing Outcome Classification NOC |
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Definition
list of 385 identified outcomes that are responsive to nursing care |
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Term
Nursing intervention classification NIC |
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Definition
A list of 542 interventions that are the nursing Tx of choice for each nursing diagnosis |
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Term
What are an LPN/LVN duties? |
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Definition
basic bedside physical care of the patient |
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Term
What is the difference between an RN and LPN? |
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Definition
differences in supervision, legal responsibility and IV therapy |
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Term
|
Definition
A national Licenture Exam |
|
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Term
|
Definition
observe, assess, record symptoms, reactions, progress, administer IV meds and blood, perform patiet assessment and plan care |
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Term
where are the nurses requirements for practice by state located? |
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Definition
|
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Term
|
Definition
-Problems retaining people
-burnout
-matching the supply and demand of providers/services
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Term
Types of healthcare roles (office hospital visit) |
|
Definition
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Term
Providers of diagnostid testing |
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Definition
technologiests and technicians (image tech, nuclear medicine tech., cardiovascular tech, diagnostic medical sonographers)
-medical lab specialists
-
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Term
|
Definition
-PT
-OT
-Respiratory Therapy
OT
Recreational Therapy
-Speech Language Pathology
-Audiologies/pharmacists
-pharmacy tech |
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Term
|
Definition
First Responder
EMT-Basic
EMT-intermediate
EMT-paramedic |
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Term
|
Definition
basic personnel care for patients at the accident scene and transport by ambulance |
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Term
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Definition
Personnel can adminmister intravenous fluids, use defibrillators and advace airway techniques and equipment |
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Term
|
Definition
May administer drugs, interpret EKG and use complex equipment |
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Term
Total Health Care Program |
|
Definition
Dental
Eye
Chiro
Foot
diet and nutrition
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Term
|
Definition
health administrators and managers
information tech
coding specialists |
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Term
|
Definition
Ambulatory Care: patients are fully mobile and can bring themselves to physicians office
Acute care: short term; level of urgency
inpatient: hostpital
tertiary: specialized |
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Term
Hospitals are reqired to be licenced by what? |
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Definition
the state in which it is located |
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Term
what do hospitals voluntarily participate in (accreditation Standards) |
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Definition
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