Costly breakdown repairs on your car can often be avoided by:

Which type of fat listed on a food label contains partially hydrogenated oils?

In order to better communicate with their children, an increasing number of parents are teaching their children sign language. Studies have shown that most children can understand sign language at what age?

 If you have a dust mite allergy, the worst thing to have in your bedroom is:

The Food and Drug Administration has recently proposed limiting the maximum Sun Protection Factor (SPF) for sunscreen to:

Where is the best place to seek shelter if you are outdoors when it is lightning?

What is the unburnable residue of a fire called?

Which of the following health practitioners cannot write a prescription?

What products have a federal standard limiting benzene?

About how many teaspoons of sugar are contained in a regular can of soda?

This is the biggest danger of NOT cleaning and sanitizing a food prep table between uses:

When dieting, how many pounds is it safe to lose per week?

Which kind of fire should you never try to put out using water?

An emergency supply kit should include all of the following things except:

To avoid skidding when driving in wet conditions you should:

The FDA estimates that eighty percent of all seafood eaten in the U.S. is:

If you hear a tornado warning at home, where is the best place to go?

Which is the least sweet of all naturally occurring sugars?

The process of determining the priority of treatment for accident victims, based on the severity of their condition, is known as:

For safety, you should have at least how many feet of empty space around your space heater while it is being used?

How is Salmonella contracted?

How does the government regulate dietary supplements?

What is the most common cause of electrocutions in farm work?

Syrup of ipecac is no longer recommended, but it was used to:

The nutrient niacin is also known as:

Which of the following is NOT a possible result of obesity?

Reyes Syndrome is a rare disease in children and adolescents that involves:

The main branch of the windpipe that leads directly to the lungs is known as:

The CPSC recommends all but which of the following in order to reduce the risk of SIDS:

How many of your grains should be whole grains, instead of refined grains?

What is the deadliest and most damaging weather hazard in the U.S.?

Which of these STDs can you test for at home?

About how many deaths per year are caused by foodborne illnesses?

You are considering taking a dietary supplement, and see one listed as "natural." This means:

Which of the following is an emergency sign in a child with the flu?

At a minimum, how often should batteries in smoke detectors be replaced?

In the US, this is the season when carbon monoxide levels increase the most:

The best way to finish ripening peaches at home is to:

When a flu pandemic starts:

Crystal meth is abused because it:

The 2008 Consumer Product Safety Improvement Act banned which of the following:

Safety standards for most household electrical products in the United States are developed under the guidance of which organization?

What is the mission of the Center of Drug Evaluation and Research at the FDA?

What is the primary cause of residential fires?

For children ages 5-10, most accidental poisonings from household cleaning products occur when:

In commercial settings, food-contact surfaces that are in constant use should be cleaned and sanitized this often:

Over the winter holidays you offered guests a buffet. You should discard perishable food, and not save it for leftovers, if it has been left out longer than:

What is true about foods and liquids heated in a microwave oven?

Which of the following nutrients provide the most energy for the human body?

What type of distraction involves taking your hands off the wheel?

In a triathlon, in what order do participants perform the events?

How much sodium or salt intake is recommend in a daily diet for both adults and children?

What is the minimum legal drinking age in every state in the U.S.?

Which type of cancer is the leading cause of cancer death in the US?

What is antibiotic resistance?

Which group of drivers has the highest death rate?

You should apply sun block 30 - 60 minutes before going out into the sun. How often should you to reapply it if you stay in the sun?

What is the leading cause of death for individuals between the ages of 3 and 33?

Electrical fires are most common in what room of the home?

Also known as "Obamacare," the historic piece of health reform legislation that was signed into law in March 2010 is called the:

Which of the following statements is true?

The most important factor influencing mold growth is:

Irradiation has been used for more that 40 years to kill microbes in spices, poultry, and some shellfish. In the past few years, which of these has also been approved for irradiation?

Which virus can contaminate water and many types of food?

A person eating a strict vegan diet will not eat which of the following:

When stored properly, potatoes will keep for:

Which of the following is not a pathogen that causes foodborne illnesses?

What is the leading cause of dormitory fires?

The percentage of people with high blood pressure has risen dramatically in what age group?

Nutritionally, potatoes are a good source for:

In dealing with food sanitation the acronym FAT TOM stands for Food, Acidity, Temperature, Time, Oxygen, and:

Which device helps provide protection from the serious consequences of electrical shock?

What initials indicate a health professional is qualified to provide nutrition education and information on special diets?

Similar to Amber Alerts, Silver Alerts can be issued when which of these people goes missing?

Which micronutrient is important for vision?

A green ring on a hard-cooked egg is:

You are considering switching to a generic drug to save money. What is true about generic drugs?

While anyone can get the seasonal flu, infection rates are highest in what population?

On average, how long does it take an HIV infection develop into AIDS?

According to the FDA and EPA, which population should limit consumption of certain fish to avoid methyl mercury toxicity?

Drug companies:

Which of the following is not true of the National Electrical Code?

What is anaphylaxis?

What does the Combat Methamphetamine Epidemic Act (CMEA) say about the sale of medicines containing pseudoephedrine?

Which of these is most likely to help reduce medication errors:

The FDA regulates bottled water as:

The CPSC says 5-gallon buckets can be dangerous to young children. The concern is:

According to the MyPlate guidelines, which listed category should comprise the smallest amount of your meal?

Which of the following is an emergency sign in an adult with the flu?

Which of the following should you put on a minor burn?

According to the FDA, what is the recommended way to defrost frozen meat or chicken:

Which of these is a good source of Vitamin D?

You wash your cutting board and utensils with hot, sudsy water after contact with raw meat or poultry to prevent the spread of:

The CPSC recommends cleaning the lint filter before each load of laundry. What is the concern with lint?

Tobacco use can cause cancer in all but which of these parts of the body?

What is the leading cause of death in the United States?

How many Americans get sick from food poisoning each year?

Which of the following is not a sign of a valid drug prescription?

Sunglasses should be worn by:

Money that is left over when all bills have been paid is known as:

 Passenger vehicle tires are considered to be worn below the minimum tread depth when there is:

Workers can be exposed to extreme warm or cold temperatures during deliveries if the receiving area is:

Which one of the following does NOT apply in the description of who can be named the executor of a will?

You co-signed for a loan, and the person making the payments fails to do so. Whose credit will be affected?

An example of a long-term goal would be:

Comprehensive auto insurance coverage will pay for:

Which of the following does not affect the amount you pay for a new car:

When you use your debit card:

If you are having problems managing your money and paying your bills, you should contact:

a. The local Better Business Bureau

When two companies are both subsidiaries of a larger company, they are also called:

a. Affiliates

When extending credit to a customer, a financial institution that issues credit cards is most likely offering you:

Which federal law specifies that FICA taxes be withheld from wages for Social Security taxes?

What is true about our buying habits as Americans?

In the US, interstate banking has been allowed since:

You are unable to get credit based on a lack of credit. What are some ways to help build your credit for the future?

Working high school students will generally have higher grade-point averages if they work:

A return on an investor's capital investment is considered the:

When you work hard, your personal opportunity costs may include:

Your take home pay, after deductions and taxes are removed, is called your:

You have a savings account. The principal and the interest both earn interest. What kind of interest is this?

Which of these is an example of sexual harassment?

If you purchase a fur coat or a yacht, some states and countries impose this special tax:

Thirty-five percent of the revenues received by the federal government come from:

According to the US Census, most Americans' net worth peaks in this decade of life:

What is a 401(k)?

Bonds issued by the Federal government may be:

Which of the following best demonstrates the credit union philosophy?

This consumer card requires payment in full when you receive your bill. This describes a:

Your credit report contains accurate but negative information. Who can get this removed?

Which federal law includes rules about child labor?

Tips or gratuity are generally received in which sector:

The number of new homes being built is most often reported in the media as:

The Dow Jones Industrial Average is calculated based on what stock exchange?

The federal government protects certain savings programs against loss. Which of the following is not protected?

Deposits in federally insured banks are protected up to $250,000. Who protects them?

What is insider trading?

In general, the kinds of property controlled by a will include:

Established in 2010, the Consumer Financial Protection Bureau protects consumers on which of the following issues?

You've caused an accident. What type of insurance will cover damage to your car?

The projected value of a leased vehicle at the end of the lease is called:

You are a 16-year-old who works. Federal law limits the hours you may work per week to:

Which of the following is a "significant change" your credit card company can make with a 45 day notice to you:

According to federal child labor laws, how many hours may a 15-year-old work on a school day?

Married couples may acquire property during their marriage. This property is owned by both husband and wife, regardless of who earned the money and paid for it. This property is referred to as:

Individuals who are not working may receive income in the form of transfer payments from:

According to federal law, any covered nonexempt employee must receive overtime pay for hours worked over 40 per week. Overtime pay must be at least:

What is true about checking accounts?

What typically serves as collateral for a mortgage loan?

An obligation to be paid off within one year is called a:

You use an ATM to get cash and are charged a fee. This charge is called a:

Your grandmother has a reverse mortgage on her house, and she receives a portion of the equity every month. Who owns the house?

Using your debit card to make a transaction is most like:

On average, this worker can expect the highest starting salary at an entry level job:

Your credit limit represents the:

A recommended amount to save in an emergency fund is three to six times your:

In housing terminology, the right of rescission is the right to:

When speaking of work, compensation refers to:

Personal income taxes are usually filed on:

Getting action to resolve a problem with a product or service is called consumer:

Federal law allows lenders to deny credit based on a person's:

Which of these will help you establish a credit rating?

A blind person may take this on her tax return to reduce the amount of tax owed. It is a:

When speaking about the responsibilities that come with using credit cards, reporting stolen cards promptly is the responsibility of:

Diversifying one's investments is a sound strategy. Diversification includes:

Which of the following is not an expense?

It is legal for a 16-year-old to get a job doing this:

Who is Ben Bernanke?

Your personal balance sheet is best described as:

It is a good idea for consumers to maintain an "Emergency Fund" for unexpected expenses. A good rule of thumb is that this should be how many months worth of living expenses?

When you use your credit card to buy a jacket at a department store, and then pay off the charge over several months, you are using which type of credit?

Which of the following is generally not a good tip for writing a resume?

Of the following, retail stores are most likely to hire:

About two-thirds of full-time students attending post-secondary educational institutions:

Which of the following statements about credit is true?

Of the following statements about credit, which is false?

How long will an Extended Alert remain on a credit report?

Studies show that as income increases, people:

The best way to build a credit history is to:

How many Social Security "credits" does one need to accumulate in order to be eligible for Social Security retirement benefits?

The formal legal document that outlines the agreements made in real estate negotiations is called:

One late payment on an account can negatively affect your credit history for up to:

Why should you keep your credit card receipts?

Regarding credit cards, experts advise that you use no more than 30 percent of your:

Expenses that qualify for a tax credit under the government's educational Hope and Lifetime Learning tax credit program are:

If more shares of stock are created, the stock is said to be what?

If you are not yet 16 years old, what is the latest you can work during the school year?

Attaining post-secondary education will generally cost you the least where?

What is a grace period?

What is your net worth?

You are said to have equity when you own which of the following?

Median household income is generally lowest in this part of the US:

The majority of credit card holders:

Wages often vary based on education. A college graduate working at an entry-level job will, on average, earn how much more than a high school graduate working at an entry level job?

The doctor gives you a prescription. The pharmacist checks your insurance card and tells you the prescription costs $35.00 but your cost is $10.00. The $10.00 payment is known as:

Which of the following is a type of student loan?

Which of these strategies is the best way to repair your credit history?

If applying to work for the FBI, you will be required to pass a:

You may be able to avoid service charges on your checking account by:

Regarding credit, the range 300 to 850 is most likely to represent:

Of the felons convicted in state courts, about how many are sentenced to prison or jail?

a. Less than 5 percent

b. About 25 percent

c. Around 50 percent

d. Nearly 75 percent

d. Nearly 75 percent

A person in which racial group is most likely to be a registered voter?

a. White 

b. Black

c. Hispanic

d. Asian

a. White 

What is the Second Amendment to the US Constitution?

a. The right to freedom of speech

b. The right to bear arms

c. The right to an attorney in court

d. The right to vote

b. The right to bear arms

Which of the following dispute resolution mechanisms generally is least confrontational?

a. Arbitration

b. Litigation

c. Mediation

d. Going to small claims court

c. Mediation

You enjoy giving money to charity, but think you are on a charity “hit” list. How can you get them to stop calling?

a. Get on the National Do Not Call Registry

b. Ask the charity to add you to its Do Not Call list

c. Report the charity to the police

d. Write a cease-and-desist letter to the charity

b. Ask the charity to add you to its Do Not Call list

You stop at a self-serve gas station and find that the gasoline nozzle is too big to fit into your tank. What should you do?

a. Fill a canister, then use it to fill your tank

b. Use a funnel

c. Ask the attendant for a converter

d. Select a different pump

d. Select a different pump

Last year, defense spending was nearly equal with federal spending for what?

a. Social Security

b. Interest on the national debt

c. Education

d. Unemployment benefits

a. Social Security

You've invented a new product and want to promote it. Invention promotion firms:

a. Must register with the FTC

b. Can charge thousands of dollars

c. Will place your product free if you are under 16

d. Are required to provide contact information of past clients

c. Will place your product free if you are under 16

The Fair Credit Reporting Act protects consumers by requiring credit bureaus to furnish complete and correct information about your:

a. Moving history

b. Family history

c. Financial history

d. Employment history

c. Financial history

You have a dispute with your landlord and decide to take your complaint to small claims court. Which of the following is not generally a benefit of small claims court?

a. Court procedures are simple and informal

b. Court fees are minimal

c. You are provided a public lawyer free of charge

d. These are all typical benefits of small claims court

c. You are provided a public lawyer free of charge

"Unit pricing" is most helpful when:

a. Comparing prices between different brands and sizes of the same item

b. Determining the final cost of an item

c. Figuring out the cost of an item with coupons

d. Checking on an item's warranty coverage

a. Comparing prices between different brands and sizes of the same item

Anyone who wants to use the UP system must apply for rights through:

a. Department of Commerce

b. Federal Trade Commission

c. United Nations

d. Uniform Code Council

d. Uniform Code Council

You notified the bank of an error on your electronic banking statement. The financial institution generally must investigate the error within:

a. 3 days

b. 10 days

c. 30 days

d. 60 days

b. 10 days

When buying home appliances, a consumer should select one with the:

a. Best warranty

b. Lowest purchase price

c. Lowest operating cost

d. Best combination of purchase price and annual operating cost

The social security benefits you receive are based on:

a. The education you have

b. Where you live

c. Your earnings

d. Your needs

c. Your earnings

The acronym FTC stands for:

a. Fair Trade Council

b. Federal Trade Commission

c. Flat Tax Committee

d. Federal Timesheet Collectors

b. Federal Trade Commission

What is the First Amendment to the US Constitution?

a. The right to freedom of speech

b. The right to bear arms

c. The right to an attorney in court

d. The right to vote

a. The right to freedom of speech

The Consumer Product Safety Commission does not have jurisdiction over:

a. Sports equipment

b. Household appliances

c. Toys

d. Firearms

d. Firearms

Ten yards is approximately the same measurement as:

a. 9 liters

b. 9 meters

c. 9 kilograms

d. 9 hectares

b. 9 meters

The Latin term "pro se" is used to describe a person who:

a. Is on probation

b. Brings a lawsuit against another person

c. Is a guardian for another person

d. Represents himself or herself in court

d. Represents himself or herself in court

Under the Consumer Leasing Act, leasing companies are required to disclose information to customers about terms and payments:

a. Only in the lease

b. Only in advertising

c. In both the lease and in advertising

d. Only when requested

c. In both the lease and in advertising

Which person is not eligible for participation in the WIC program?

a. A man dying of AIDS

b. A pregnant woman

c. A 4-year-old child

d. All of these people are eligible for WIC

a. A man dying of AIDS

Which of the following would NOT be considered part of the human capital of your company?

a. The education of employees

b. Training obtained by employees

c. Employees' experience working elsewhere

d. Dependents of employees

d. Dependents of employees

Your parents own a small business. What is true about your family’s business phone and the National Do Not Call registry?

a. You can enter the business phone number

b. You can enter the business fax number

c. You cannot enter either the business phone number nor the fax number

d. You can enter the business phone number only after proving just cause

c. You cannot enter either the business phone number nor the fax number

The state department of motor vehicles is part of the:

a. Private sector

b. Public sector

c. Service sector

d. Mutual sector

b. Public sector

There are three nationwide credit reporting companies. All of the following are credit reporting companies except:

a. Equifax

b. Experian

c. National Credit

d. TransUnion

c. National Credit

You have a consumer complaint and need help resolving it. A legitimate consumer group or government agency will:

a. Guarantee you will get your money back

b. Require a small fee to help you

c. Require a form and details of the complaint

d. All of the above

c. Require a form and details of the complaint

In automobile accidents involving deer, most motorist deaths are due to:

a. Deer coming through the windshield and crushing motorists

b. Drivers swerving to avoid a deer

c. Deer obscuring a motorist’s vision

d. Deer obstructing the air bags

b. Drivers swerving to avoid a deer

You have a federal student loan. If you have a complaint, you should file it with whom?

a. Department of Education

b. Department of Justice

c. Department of Commerce

d. Securities and Exchange Commission

a. Department of Education

When an FDA regulated product is found to be faulty, the FDA will:

a. Pull the product off the shelves

b. Issue refunds directly to consumers

c. Request a voluntary recall and help notify the public

d. Notify the police to seize all the faulty products

c. Request a voluntary recall and help notify the public

How long do patents generally last?

a. 5 years

b. 20 years

c. 100 years

d. Forever

b. 20 years

If a minor child is freed from the controls of his parents, and allowed to live on his own or under the control of someone else, the minor is said to be:

a. Committed

b. Endorsed

c. Cessated

d. Emancipated

d. Emancipated

You are returning home from a trip to Austria. You should spend your coins before leaving the country because:

a. It is illegal to take them with you

b. You are unlikely to get them exchanged in the U.S.

c. Austria’s coins can only be used in Austria

d. You will have to pay duty on currency when you return to the U.S.

b. You are unlikely to get them exchanged in the U.S.

The Direct Marketing Association’s Mail Preference Service lets you:

a. Start your own mail-order business

b. Avoid direct mail marketing from many national companies up to five years

c. Avoid direct mail marketing from many national companies indefinitely

d. Send mail at reduced postage rates

b. Avoid direct mail marketing from many national companies up to five years

Which of the following may be registered on the National Do Not Call Registry?

a. Cell phone numbers

b. Home phone numbers

c. Both cell and home phone numbers

d. Either a cell phone or home phone number, but not both

c. Both cell and home phone numbers

The best way to prevent having your pockets picked on a trip with friends is to:

a. Carry your money in your front pocket

b. Carry your money in your back pocket

c. Carry your money in several places

d. Wear pants with deep pockets

d. Wear pants with deep pockets

The Center for Food Safety and Applied Nutrition is a subdivision of which government agency?

a. The Food and Drug Administration

b. The Environmental Protection Agency

c. The Consumer Product Safety Commission

d. The Department of Health & Human Services

a. The Food and Drug Administration

According to the US Constitution, if both the President and Vice President are incapable of serving as President, who is next in line?

a. The Secretary of State

b. The President of the US Senate

c. The Speaker of the US House of Representatives

d. The Chief Justice of the Supreme Court

c. The Speaker of the US House of Representatives

Laws that prohibit companies from working as a group to set prices, restrict supplies, or stop competition in the marketplace, are called:

a. Antitrust laws

b. Business laws

c. Competition laws

d. Deregulation

a. Antitrust laws

ISO 9000 certified refers to a company’s:

a. Tax records

b. Quality management system

c. Environmental stewardship practices

d. Occupational health and safety system

b. Quality management system

The slang term “cooking the books” refers to:

a. Finishing one’s education

b. Altering official records to conceal fraud

c. Receiving a larger return on an investment than was expected

d. Writing bad checks

b. Altering official records to conceal fraud

Which of the following statements best describes a cooperative or co-op?

a. A non-profit organization that is allowed to make a profit

b. A business that is owned by one person

c. A business owned and controlled by the people who use it

d. A business that is owned by a state or local government

c. A business owned and controlled by the people who use it

Nearly half of those on Medicare have three or more chronic conditions. The two most common conditions for those in this demographic are:

a. Diabetes & heart disease

b. Cancer & emphysema

c. Hypertension and arthritis

d. HIV & AIDS

c. Hypertension and arthritis

You are traveling to another country and you want to exchange some money before you go. For most countries, exchange rates:

a. Remain constant

b. Change every year

c. Change every month

d. Change every day

d. Change every day

Assume that your state has a utility consumer advocate. Whose interest does the advocate represent?

a. The state government

b. The public utility commission

c. Residential consumers and small businesses

d. The utility industry

c. Residential consumers and small businesses

Which of the following is the Federal Aviation Administration NOT responsible for?

a. Aircraft noise standards

b. Airline gate assignments at US airports

c. Aviation safety

d. Air traffic controllers

b. Airline gate assignments at US airports

Which of the following incentives does the federal government give to companies to develop orphan drugs?

a. Legal immunity

b. Less stringent testing

c. Fewer labeling requirements

d. Exclusive marketing rights

d. Exclusive marketing rights

Who is the only person to have served more than two terms as President of the United States?

a. George Washington

b. Thomas Jefferson

c. Franklin Roosevelt

d. Ronald Reagan

c. Franklin Roosevelt

Which of these methods would best help you find an honest business?

a. Checking with competitors

b. Asking current customers

c. Carefully reviewing the advertising

d. Calling the police

b. Asking current customers

While you are disputing a credit card bill, the creditor can report your account as:

a. Delinquent

b. In dispute

c. Downgraded

d. Available

b. In dispute

The Food and Drug Administration is part of which federal department?

a. Department of Health & Human Services

b. Department of Agriculture

c. Department of Commerce

d. Department of Justice

a. Department of Health & Human Services

Passed by Congress about every five years, the Farm Bill includes funding for which of these programs?

a. Government subsidies for growing crops

b. Implementing soil conservation techniques

c. Nutrition programs in schools

d. All of the above

d. All of the above

What is the Internal Revenue Service responsible for?

a. Tax collection and tax law enforcement

b. Tracking terrorist threats

c. Sending out federal pay checks

d. Recording identity information of citizens

a. Tax collection and tax law enforcement

Federal law generally limits a consumer's liability when fraudulent charges are made using the consumer's lost or stolen credit card to:

a. $25

b. $50

c. $100

d. $1,000

b. $50

Two people agree to commit a crime and do something to begin this crime. They can be charged with:

a. Contempt

b. Conjugation

c. Conspiracy

d. Contested negligence

c. Conspiracy

According to the FTC's definitions, a vocational or career school that claims it is "approved:"

a. Meets educational standards of a state or federal agency

b. Is accredited by the U.S. Department of Education

c. Has been chartered by the FTC

d. May be approved by either a US-based organization or a foreign government

a. Meets educational standards of a state or federal agency

Goods such as refrigerators and cars that are expected to last for many years are known as:

a. Public goods

b. Durable goods

c. Damaged goods

d. Consumer goods

b. Durable goods

Because of the research it has done into lithium batteries, the FAA now prohibits:

a. Airline passengers from carrying any items that contain these batteries

b. Airline passengers from packing these batteries in checked luggage

c. Airline passengers from bringing aboard loose batteries

d. All lithium batteries from entering the plane

b. Airline passengers from packing these batteries in checked luggage

The Individuals With Disabilities Education Act of 1999 assures:

a. A public education to children with diagnosed learning disabilities

b. Special training in learning disabilities for all public school teachers

c. Preferential treatment for college applicants with learning disabilities

d. Equal employment opportunity for people with learning disabilities

a. A public education to children with diagnosed learning disabilities

The market value of all final goods and services produced within a country are known as its:

a. GDP

b. GNP

c. GNI

d. PPP

a. GDP

You should contact your state or local licensing agency if you have an unresolved complaint against:

a. An electronics store

b. A home improvement contractor

c. A magazine publisher

d. All of the above

b. A home improvement contractor

Which of the following classifies as a want?

a. Water

b. Shelter

c. Food

d. Television

d. Television

Although it is an independent agency, the FTC reports to:

a. Congress

b. The President

c. The Department of Commerce

d. The Department of the Treasury

a. Congress

A toner phonier is someone who:

a. Steals people's cell phone numbers

b. Does telemarketing for health clubs

c. Defrauds businesses in sales of office supplies

d. Sells counterfeit cosmetics door-to-door

c. Defrauds businesses in sales of office supplies

You are flying to visit relatives this summer. An interline flight is one that:

a. Has no stops

b. Involves at least one stop, but all flights are on the same carrier

c. Involves at least one stop and flights on different airlines

d. Is purchased from one airline but operated by another airline

c. Involves at least one stop and flights on different airlines

An economic depression is usually accompanied by:

a. Falling wages

b. Economic optimism

c. Increased purchasing power

d. Level GNP

a. Falling wages

Which of the following is covered by the Fair Labor Standards Act?

a. Rest periods

b. Holidays

c. Pay raises

d. Minimum wage

d. Minimum wage

Among other things, the Equal Credit Opportunity Act (ECOA) prohibits discrimination in granting credit because of an individual’s:

a. Employment status

b. Credit history

c. National origin

d. Criminal record

c. National origin

Most of the music played on the radio is:

a. Patented

b. Copyrighted

c. Trademarked

d. Service marked

b. Copyrighted

Getting action to resolve a problem with a product or service is called consumer:

a. Relegation

b. Remorse

c. Redress

d. Renegotiation

c. Redress

US Senators are elected by:

a. A majority of the popular vote

b. A plurality of the popular vote

c. A minority of the popular vote

d. State legislatures

b. A plurality of the popular vote

In normal circumstances, how many free credit report's) may you get from each of the three nationwide credit reporting companies within a 12 month period?

a. One

b. Two

c. Three

d. Four

a. One

Your credit card is billed for two airline tickets you did not purchase. Which of the following consumer credit laws protects you?

a. The Truth in Lending Act

b. The Truth in Savings Act

c. The Fair Credit Reporting Act

d. The Fair Credit Billing Act

d. The Fair Credit Billing Act

Which federal agency would take action against a pyramid scheme?

a. The Department of Justice

b. The Department of Commerce

c. The Securities and Exchange Commission

d. The Federal Trade Commission

d. The Federal Trade Commission

Starting in September 2012, there will be new, larger, and more graphic warnings on which of the following products?

a. Cigarettes

b. Cigars

c. Smokeless tobacco

d. All tobacco products

a. Cigarettes

The National Do Not Call Registry prevents you from receiving:

a. Phone surveys

b. Automated campaign calls

c. Calls from charitable organizations

d. Telemarketing calls

d. Telemarketing calls

Identity thieves send emails that look like they are from well-known companies to trick people into providing their personal information. This is:

a. Spamming

b. Slamming

c. Phishing

d. Browser diving

c. Phishing

You are offered a chance to make money by recruiting others to join. You are not selling a real product. This describes a:

a. Pigeon drop

b. Grandparent scam

c. 419 scam

d. Pyramid scheme

d. Pyramid scheme

You are flying later this afternoon. Where can you check on the status of your flight?

a. The FAA Web site

b. The DOT Web site

c. The airline's Web site

d. All of the above

c. The airline's Web site

A monopsony is a market condition where:

a. There is only one buyer but many sellers

b. There is only one seller and many buyers

c. There is a willing buyer and a willing seller, but the transaction does not happen

d. Buyers stop buying because the tax rate is too high

a. There is only one buyer but many sellers

What is not exempt from the Care Label Rule?

a. Shoes

b. Gloves

c. Suspenders

d. Hand-washable items

d. Hand-washable items

Before traveling to Europe for the summer, you decide to get an International Driver’s Permit. In the US, who issues International Driver's Permits?

a. The United Nations

b. The US Department of Transportation

c. Your state's department of motor vehicles

d. Private groups like AAA