Term
| What is the 3 digit prefix you would use when making an international call from the U.S to other countries? |
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Definition
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Term
| If a creditor rejects your credit card application, they must notify you within how many days? |
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Definition
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Term
| A ring on a computer disk where data can be written is called: |
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Definition
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Term
| Unwnated electrical signals or noise causing bad reception on a TV, radio, or phone, is called: |
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Definition
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Term
| An agreed-upon format for transmitting data between two devices is called: |
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Definition
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Term
| An electric plug has two prongs. If one prong is wider than the other, the plug is |
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Definition
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Term
| A telephone line that is leased from the phone company and used for only one purpose is called: |
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Definition
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Term
| When speaking of computers, what does the acronym DOS stand for? |
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Definition
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Term
| Electric, water, telephone, and gas services to a home are called: |
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Definition
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Term
| A software program that allows you to interact with, navigate, and scout out areas on the Internet is called a: |
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Definition
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Term
| In technology, a CD is a: |
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Definition
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Term
| The place on your computer where information goes in or out is called a: |
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Definition
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Term
| An electrical discharge in brain cells that causes a change in a person's consciousness, movement or sensations, is called a: |
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Definition
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Term
| Foodborne illness is another term for: |
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Definition
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Term
| Any single computer connected to a network is called a: |
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Definition
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Term
| Name one basic type of scanner that is used with a computer. |
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Definition
| flatbed; sheet fed; speciality; hand-held |
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Term
| A service for people with hearing disabilities translates TV program dialogue into written words on the TV screen. This service is called: |
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Definition
| Closed captioning/captioning |
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Term
| The material through which electricity moves is called a: |
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Definition
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Term
| A public place where you can post an electronic message for everyone else to read is called a: |
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Definition
| bulletin board; forum; round table |
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Term
| Eight bites of computer data, roughly equivalent to one character, is called a: |
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Definition
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Term
| A geographical area where a cellular service provider owns all of the towers is called what? |
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Definition
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Term
| Web guides or Web crawlers that help you view, search, and find information on the Internet are called: |
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Definition
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Term
| Tapping into a cellular phone without authorization is known as: |
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Definition
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Term
| Your computer has a hardware program failure or program error that cuases the computer to go down and become inoperable. This problem is called a: |
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Definition
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Term
| One type of computer capacity is called ROM. The letters "ROM" stand for? |
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Definition
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Term
| The practice of changing a consumer's long distance carrier without the consumer's knowledge or consent is called: |
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Definition
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Term
| A braodcast station that airs a network's programs and commercials, but is not owned by that network, is an: |
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Definition
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Term
| The ability to shield your phone number so taht it does not appear on a caller ID device of the person you are calling is known as: |
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Definition
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Term
| The signal that carries information from an earth station source up to a satellite is called the: |
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Definition
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Term
| The practice of placing unauthorized charges on phone bills for services the consumer did not order is called: |
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Definition
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Term
| Name one of the three most common dietary methods used by teens to lose weight: |
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Definition
| skipping meals; diet pills; vomiting after eating |
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Term
| On the food facts label, Percent Daily Values are based on how many calories per day? |
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Definition
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Term
| Money from a job, allowance, gifts, and interest earned on savings is commonly called: |
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Definition
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Term
| The examination of tax records by the Internal Revenue Service is called: |
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Definition
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Term
| As a health care consumer, you pay a certain amount each year to be included in a health insurance plan. This payment is called the: |
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Definition
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Term
| The document that contains information about an individual consumer's credit history is called a: |
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Definition
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Term
| What is the form you fill out to note the amount of federal income tax you want deducted from your salary and the allowances you are claiming? |
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Definition
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Term
| A fee placed on income, property, or goods by the government, for the support of local, state, or federal programs is called a: |
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Definition
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Term
| Name the nutrient that is helpful in fighting osteoporosis: |
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Definition
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Term
| What is the number one way to protect yourself against a future risk of stroke? |
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Definition
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Term
| Pathogens that were not previously known to cause human illness are called: |
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Definition
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Term
| Another more common term for hypertension is: |
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Definition
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Term
| If you do not have enough insurance you are referred to as being: |
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Definition
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Term
| A father asks his employer for a temporary absence from work to care for a new infant. This leave is called: |
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Definition
| paternity leave; family leave; parental leave |
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Term
| A person who has guaranteed in writing to pay someone else's debt if that person fails to do so is called: |
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Definition
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Term
| Loan interest rates that fluctuate based on things such as the prime rate are known as? |
|
Definition
| variable interest rates; flexible rates; adjustable interest rates (as in ARMs) |
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Term
| Name one debt that personal bankruptcy usually does not erase. |
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Definition
| child support; alimony; taxes; fines; student loans |
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Term
| In economic terms, name two types of resources: |
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Definition
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Term
| A card that allows the merchant to immediately withdraw funds from your account when you make a purchase is called a: |
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Definition
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Term
| Your body's defensive cells that fight off foreign substances like germs are called: |
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Definition
| antibodies; white blood cells |
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Term
| Health officials note that condoms are effective in preventing STD's. What is the most effective material used? |
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Definition
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Term
| How many glasses of water should a person consume each day to maintain good health? |
|
Definition
| at least eight 8-ounce servings |
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Term
| Why is eating cookie dough containing uncooked eggs a possible health risk? |
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Definition
| the uncooked eggs may carry bacteria; food poisoning; salmonella |
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Term
| What food items should be stored in the coldest part of the refrigerator? |
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Definition
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Term
| The waxy, fat-like substance found in all body cells is: |
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Definition
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|
Term
| What are the episodes called when people with bulimia eat large amounts of food? |
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Definition
|
|
Term
| Why are soy protein products a good substitute for animal products? |
|
Definition
| offer a complete protein profile; contain all the amino acids essential to human nutrition; no saturated fat; less fat than animal proteins |
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Term
| Some teens suffer long-term health effects from STD's. STD's are: |
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Definition
| sexually transmitted diseases |
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Term
| On the World Wide Web, every screenful of information is called a: |
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Definition
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Term
| Your cellular phone picks up the GSM frequency. What does GSM stand for? |
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Definition
| global system for mobility |
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Term
| A company that provides access to the Internet is called an ISP. What does ISP stand for? |
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Definition
| internal service provider |
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Term
| An electric meter measures how much electricity is used. What unit of measurement is used to measure electricity? |
|
Definition
| kilowatts; kilowatt-hours |
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Term
| What is the term for a type style on a computer? |
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Definition
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|
Term
| A connection between one Web page and another is called a: |
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Definition
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Term
| Computer printer quality is measured in DPI. What does DPI stand for? |
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Definition
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Term
| World Wide Web sites are identified by the URL. What does URL stand for? |
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Definition
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|
Term
| How many bytes make up a kilobyte? |
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Definition
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Term
| You see a TV-Y rating on a TV show. The TV-Y rating means it is appropriate for what age group? |
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Definition
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Term
| The label on the product states "active ingredient." If these terms are on the label, what type of product is it? |
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Definition
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Term
| Caller ID provides the phone number of which person? |
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Definition
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Term
| While viewing a Web site, you can move up, down, right, and left. This action is called: |
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Definition
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Term
| Talking via computer to another computer user, where you see the other person's comments almost instantly is called: |
|
Definition
| chat; chatting; instant messaging |
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Term
| A special type of ink used by copy machines and laser printers is called: |
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Definition
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Term
| When speaking of computers, what does the image format JPEG stand for? |
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Definition
| Point Photographic Exports Group |
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Term
| When speaking about computers, the speed data moves is referred to as BPS. What does BPS stand for? |
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Definition
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Term
| Companies that buy telephone minutes from phone carriers and then offer them to others for a fee are called? |
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Definition
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Term
| If you fail to make payments on your mortgage, the lender may be able to take possession of your home. This action is called: |
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Definition
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Term
| Job openings are generally listed in what section of the newspaper? |
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Definition
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Term
| The bank sends you a written report of activity on your financial account. This report is called the: |
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Definition
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Term
| To avoid becoming financially overextended, individuals and families should make and use a: |
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Definition
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Term
| When discussing pension options, what does ESOP stand for? |
|
Definition
| Employee Stock Ownership Plans |
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Term
| A person from an insurance company sent to determine the value of property that was damaged or destroyed is called an: |
|
Definition
| insurance/claims adjuster |
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Term
| When reading ads, you may see the price for a large item noted as MSRP. What does this stand for? |
|
Definition
| Manufacturer's Standard (or Suggested) Retail Price |
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Term
| A legal document used when renting an apartment is called: |
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Definition
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Term
| For most people, the single largest purchase they will ever make is of a: |
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Definition
|
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Term
| Name the three C's that creditors consider when deciding if you are credit worthy. |
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Definition
| Character, collateral, capacity |
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Term
| The money you have to spend or save as you wish, after taxes and other deductions have been withheld from your gross pay, is called? |
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Definition
| disposable income; net pay |
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Term
| Mutual funds that do not charge commissions are called: |
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Definition
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Term
| When you buy a bond at par, this is the same as buying it at what? |
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Definition
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Term
| The person who sells you an insurance policy is called: |
|
Definition
| insurance agent; agent; insurance company representative |
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Term
| Name two types of checks used by individuals to make purchases. |
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Definition
| personal; certified; cashier's; traveler's' money order |
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Term
| Checking the oil and fluids in your car helps prevent damage and repairs. This type of activity is known as: |
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Definition
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|
Term
| A computer file that contains operating system commands is called a: |
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Definition
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|
Term
| What type of equipment is called a "PC"? |
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Definition
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Term
| The number of days you have before a credit card company starts charging interst on your new purchases is called the: |
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Definition
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Term
| You are reading a stock table in the newspaper, and you see a stock with the letters "pf" after it. What does pf stand for? |
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Definition
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Term
| The once-a-year membership fee for having and using a specific credit card is called the: |
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Definition
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Term
| You take one year to pay off your installment loan of $3,000. What will you pay in interest if your interest rate is 10% and theres are no other fees? |
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Definition
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Term
| Other than your signature, what personal information must you provide on a credit card slip? |
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Definition
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Term
| According to the U.S. Department of Labor, overtime pay is paid after a person has worked what nubmer of hours each work week? |
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Definition
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|
Term
| Which federal agency protects deposit in commercial banks? |
|
Definition
| Federal Deposit Insurance Corporation; FDIC |
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Term
| Every car is marked with a VIN. VIN stands for: |
|
Definition
| Vehicle Indentification Number |
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Term
| When talking about computers and scanners, you will see the term OCR. What does OCR stand for? |
|
Definition
| Optical Character Recognition; Optical Character Reader |
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Term
| When you ask for a job, you will probably be asked to fill out a form with general personal information. This form is called an: |
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Definition
|
|
Term
| When speaking about financial services, what do the letters CFP stand for? |
|
Definition
| Certified Financial Planner |
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Term
| A system to make financial loss more affordable by transferring it from individuals to large groups is called: |
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Definition
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Term
| You report a missing ATM card within two days of the loss. What is the maximum amount of charges you will be responsible for if the card is used? |
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Definition
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Term
| Credit cards, revolving charge accounts, and overdraft checking are referred to as what type of credit? |
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Definition
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|
Term
| A person who rents and lives in an apartment is called the: |
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Definition
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Term
| You write a check for $25. When is this amount subtracted or deducted from your checking account? |
|
Definition
| when the check clears through your account |
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Term
| Before investing in a mutual fund you should check the costs, risk, and past performance. In what document can these be found? |
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Definition
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|
Term
| Money taken from your salary to cover taxes, insurance, uniform costs, and benefits is called: |
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Definition
|
|
Term
| When banking electronically, what does PIN stand for? |
|
Definition
| Personal Identification Number |
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|
Term
| Reduction in a car's value due to age and wear-and-tear is known as: |
|
Definition
|
|
Term
| Exploring various and different sites on the World Wide Web using links and pointers is called: |
|
Definition
|
|
Term
| When speaking about computers, waht is a bug? |
|
Definition
| an error in a computer's software or hardware that causes it to fail or work improperly |
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Term
| Any material that can be burned to create energy is called a: |
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Definition
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|
Term
| A form of thermal energy resulting from combustion, chemical reaction, friction, or movement of electricity is called what? |
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Definition
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|
Term
| Most household batteries contain high levels of which toxic heavy metal? |
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Definition
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Term
| When buying a car, look for energy efficiency and a high MPG. What does MPG stand for? |
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Definition
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|
Term
| What is the main reason you should never burn a charcoal grill indoors? |
|
Definition
| it emits carbon monoxide which can kill you |
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|
Term
| Water saturated with salt is referred to as: |
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Definition
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|
Term
| Which federal credit act prohibits discrimination based on personal characteristics, such as race, national origin, and age? |
|
Definition
| the Equal Credit Opportunity Act |
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|
Term
| Which law prohibits creditors from sending unrequested credit cards to you? |
|
Definition
| Truth in Lending Act; TILA |
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Term
| Name two of the three federal agencies that share responsibility for overseeing pesticides. |
|
Definition
| US Department of Agriculture (USDA); Food and Drug Administration (FDA); Environmental Protection Agency (EPA) |
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Term
| Sales promotion techniques that use telemarketing, the mail, or door-to-door selling, are referred to as: |
|
Definition
|
|
Term
| The federal law that allows citizens to request reports and data from federal agencies is the: |
|
Definition
| Freedom of Information Act |
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|
Term
| When speaking of health care, what does HMO stand for? |
|
Definition
| Health Maintenance Organization |
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Term
| What is the calculation of height and weight used by health professionals to help determine if a patient is at a healthy weight? |
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Definition
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Term
| If teens follow strict vegetarian diets, they may not meet their need for what important nutrient? |
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Definition
|
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Term
| Name a benefit of eating whole food rather than taking vitamin and nutritional supplements: |
|
Definition
| taste; fiber; more complex mix of nutrients; phytochemicals |
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Term
| Chicken should be cooked to what internal temperature on the Fahrenheit scale? |
|
Definition
|
|
Term
| When speaking of crops, what does GMO stand for? |
|
Definition
| Genetically modified organisms |
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|
Term
| Name one street name for GHB, or gamma hydroxy-butyrate, a hazardous euphoria-producing "party drug": |
|
Definition
| salty water, scoop, GHB, grievous bodily harm, Georgia home boy, liquid ecstasy, liquid x, somatomax, goop, G |
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Term
| Laws that prohibit companies from working as a group to set prices, restrict supplies or restrict competition are called: |
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Definition
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Term
| Written directions outlining your health care wishes if you become incapactitated and unable to make decisions is called: |
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Definition
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|
Term
| Using the metric system, which unit is sued to measure weight? |
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Definition
|
|
Term
| The federal "Cooling Off" Rule allows consumers to cancel most door-to-door sales within how many days from when the contract is signed? |
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Definition
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|
Term
| A program to refund a portion of a purchase price, usually using a form and sending in the receipt or proof of purchase, is called a: |
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Definition
|
|
Term
| If you have to place a bid to buy an item, you are buying through: |
|
Definition
|
|
Term
| What branch of the government passes laws? |
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Definition
|
|
Term
| A survey to determine the value of a piece of property is called an: |
|
Definition
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|
Term
| A 30-minute advertisement that looks like a TV show is called an: |
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Definition
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|
Term
| After a camping trip you notice a bull's-eye rash on your leg. This rash may be a sign of what diease spread by deer ticks? |
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Definition
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|
Term
| LDL is often referred to as "the bad cholesterol." What does LDL stand for? |
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Definition
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|
Term
| The "R" in the MMR vaccine stands for: |
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Definition
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Term
| Drugs, such as LSD, PCP, and mescaline, which distort thinking, awareness, and the senses, are called: |
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Definition
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|
Term
| A high school student is more likely to skip which meal? |
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Definition
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Term
| You get a head-ache, so you take a pain reliever for it. You get another headache once the pain reliever wear off. What type of headache is this? |
|
Definition
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|
Term
| In what method of dispute resolution do parties agree to have another person listen to arguments and make a final decision instead of using the court? |
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Definition
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|
Term
| The manufacturer's or seller's promise to stand behind a product is called a: |
|
Definition
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|
Term
| Legal protection to prevent unauthorized duplication of original music, books, and software is called a: |
|
Definition
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|
Term
| The communication of product information to the consumer to increase buying demand is commonly called: |
|
Definition
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|
Term
| The illegal use of deceptive practices by sellers against purchasers is called: |
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Definition
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|
Term
| A glass of milk is known to provide calcium. Name one other nutrient a glass of milke provides. |
|
Definition
| protein, vitamin D, phosphorous, magnesium |
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Term
| Cuts of meat that have little or no fat are called: |
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Definition
|
|
Term
| Food that has been briefly exposed to gamma rays to kill insects, bacteria, and mold to enhance shelf life is called: |
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Definition
|
|
Term
| Inhalants are substances that are abused by what dangerous action? |
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Definition
|
|
Term
| Excessive alcohol consumption can cause a liver disease called: |
|
Definition
|
|
Term
| Under the federal Telemarketing Sales Rule, telemarketers can call only between the hours of: |
|
Definition
|
|
Term
| The communication of product information to the consumer to increase buying demand is commonly called: |
|
Definition
|
|
Term
| Under FDA regulations, what is the minimum legal age to buy cigarettes or chewing tobacco in the U.S.? |
|
Definition
|
|
Term
| Which agency provides protection to depositers if certain banks fail? |
|
Definition
| Federal Deposit Insurance Corporation (FDIC) |
|
|
Term
| A group of diseases characterized by the abnormal and uncontrolled growth of cells in the body is commonly referred to as: |
|
Definition
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|
Term
| A person's automatic physical reaction to a danger or demand is known as: |
|
Definition
|
|
Term
| When a person begins to feel that he or she needs to take a drug to feel better, it means the person is: |
|
Definition
|
|
Term
| What food group is at the bottom of the Food Guide Pyramid, making it the largest group? |
|
Definition
| bread, cereal, pasta group |
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|
Term
| To measure your cholesterol, what type of test must be taken? |
|
Definition
|
|
Term
| A topical over-the-counter product is applied to what part of the body? |
|
Definition
|
|
Term
| What is the percentage of the FDA's Daily Reference values for fats? |
|
Definition
|
|
Term
| On a nutrition label, waht are RDA's? |
|
Definition
| Recommended Daily Allowances |
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|
Term
| To have an ATM transaction error corrected, federal law requires that you notify your financial institution within how many days? |
|
Definition
|
|
Term
| What federal agency approves the use of preservatives in food products? |
|
Definition
| FDA (Food and Drug Administration) |
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|
Term
| Animals, plants, birds, fish, or other living organisms threatened by extinction are called: |
|
Definition
|
|
Term
| "Safety caps" are put onto medicine bottles to avoid: |
|
Definition
| accidental poisoning (i.e. children taking the medicine) |
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|
Term
| Some athletes increase strength and performance very quickly by taking drugs. These drugs are called: |
|
Definition
| steroids; anabolic steroids |
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|
Term
| What product created from recycled yard trimmings can be used as a mulch or a soil amendment? |
|
Definition
|
|
Term
| Under federal guidelines a food that is labeled "light" means the product has how many fewer calories? |
|
Definition
| 1/3 less calories or 30-33% less |
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|
Term
| Chlorofluoro-carbons are an environmental concern because the migrate into the upper atmosphere and destroy: |
|
Definition
|
|
Term
| What is the maximum safe time for leaving prepared foods out at room temp? |
|
Definition
|
|
Term
| As you start your car, you hear a loud rumbling sound from underneath that gets louder as you drive. Your car probably needs what type of repair? |
|
Definition
|
|
Term
| According to the EPA, most fertilizers commonly used in agriculture contain three basic plant nutrients. Name one. |
|
Definition
| nitrogen, phosphorus; potassium |
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|
Term
| Name three sources of energy production: |
|
Definition
| fossil fuels, nuclear, hydroelectric, biofuels, geothermal, wind farms, solar |
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|
Term
| The study of the relationship between all living organisms and the environment is called: |
|
Definition
|
|
Term
| When cleaning, you can cut costs by using a product that delivers the same strength with less product. These types of products are called: |
|
Definition
|
|
Term
| A water-conserving device that limits the amount of water that a faucet or showerhead can deliver is known as a: |
|
Definition
|
|
Term
| The process of harvesting all the trees in one area at a time, which can encourage erosion and flooding, is called: |
|
Definition
| clear cutting, deforestation |
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|
Term
| If you change your own oil in your car, what should you do with the used oil? |
|
Definition
| recycle it, take it to a service/collection facility |
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|
Term
| The leading cause of species loss today is? |
|
Definition
|
|
Term
| The Fair Labor Standards Act establishs what level of wages? |
|
Definition
|
|
Term
| Airborne pollutants injure what body organ more than any other? |
|
Definition
|
|
Term
| A permanent waste disposal site used for solid and non-hazardous wastes is referred to as a: |
|
Definition
|
|
Term
| A blend of 10% ethanol and 90% gasoline is called: |
|
Definition
|
|
Term
| A single solid element or compound occurring naturally in the earth's crust is known as a: |
|
Definition
|
|
Term
| When water is analyzed, contaminants are reported in a measurement called PPM. PPM stands for: |
|
Definition
|
|
Term
| The release of harmful substances into the environment is known as: |
|
Definition
|
|
Term
| Name one of the three R's of waste management: |
|
Definition
| reduce, reuse, and recycle |
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|
Term
| What radioactive gas is produced by the natural breakdown of uranium in soil, rock, and water? |
|
Definition
|
|
Term
| What energy source comes in the form of Mercury and Cadmium and can be rechargable? |
|
Definition
|
|
Term
| Older homes were built with wood frames. On many newer homes, frames are being built from what strong material? |
|
Definition
|
|
Term
| Oxygenates are added to what substance to help improve air quality or reduce air pollution? |
|
Definition
|
|
Term
| When speaking about indoor space heating requirements, what does HDD stand for? |
|
Definition
|
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Term
| Which pesticide caused a decrease in bald eagle populations following World War II? |
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Definition
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Term
| Name two symptoms of lead poisoning. |
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Definition
| general fatigue, irritability, difficulty concentrating, tremors, headaches, abdominal pain, vomiting, weight loss, constipation, coma, convulsions, death |
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Term
| Bringing your own grocery bags to the store when food shopping is an example of what approach to solid waste management? |
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Definition
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Term
| Solid waste or garbage is burned in what facility? |
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Definition
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Term
| Some lawn mowers reduce grass clippings into fine particles that help fertilize the lawn. These mowers are called: |
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Definition
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Term
| The hazy, unhealthy condition caused by dust, smoke, or chemical fumes that pollute the air is called: |
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Definition
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Term
| What type of home improvement product is labeled with an R-value? |
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Definition
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Term
| Name the type of generating plant which uses falling water to produce electricity: |
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Definition
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Term
| If a jury cannot reach a decision, it is called a: |
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Definition
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Term
| When you order something by phone, federal law says it must be delivered within what time period? |
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Definition
| by the date promised, within 30 days |
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Term
| If you are turned down for credit because of information in your credit report, within how many days may you request a free copy of the credit report? |
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Definition
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Term
| When cooking, what does the measurement tsp stand for? |
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Definition
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Term
| You've signed up to run in a 10K charity race. How many miles will you be running? |
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Definition
| 6.2 miles (1K = .62 miles) |
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Term
| An illegal technique to get buyers to purchase more expensive items by luring them in with cheaper products is called: |
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Definition
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Term
| Fraudulent telemarketing firms often create lists of previous victims to take their money more than once. These lists are known as: |
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Definition
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Term
| Goods and services bought from another country and brought into the U.S. are called: |
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Definition
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Term
| When traveling to a foreign country, each person arriving in the country must go through and clear: |
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Definition
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Term
| A significant decline in general economic activity over a period of time is called a: |
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Definition
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Term
| Which government agency enforces the standards of the Safe Drinking Water Act? |
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Definition
| Environmental Protection Agency (EPA) |
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Term
| Proof of US citizenship needed for traveling outside the USA is a: |
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Definition
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Term
| Checking the prices and types of several products to find the best deal is called: |
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Definition
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Term
| Consumers can keep merchandise they received through the U.S. mail, but did not order, as a gift. This is permitted under what law? |
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Definition
| the Unordered Merchandise Law |
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Term
| Criminal offenses are divided into two categories. Name one category of criminal offense: |
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Definition
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Term
| What is the main danger sign that a sweepstakes promotion is a fraud? |
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Definition
| when the promoter says you have to buy something or pay to receive winnings |
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Term
| Which federal agency enforces the Fair Credit Reporting Act? |
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Definition
| Federal Trade Commission (FTC) |
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Term
| The Poison Preventation Packaging Act is enforced by what federal agency? |
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Definition
| Consumer Product Safety Commission (CPSC) |
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Term
| Inspections in meat in poultry plants help to ensure food safety. Which federal agency provides these inspectons? |
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Definition
| U.S. Department of Agriculture |
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Term
| What scale measures how acidic or basic a substance is? |
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Definition
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Term
| What is the numeric range of the pH scale? |
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Definition
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Term
| Tuna fishing methods have been changed to protect what marine animal? |
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Definition
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Term
| The Environmental Protection Agency recommends that furnaces and chimneys be checked for blockages and leaks how often? |
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Definition
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Term
| In their homes, Americans use the largest amount of water per year for what function? |
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Definition
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Term
| Most homes in the U.S. are heated by what energy source? |
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Definition
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Term
| At what time of day is air quality generally the best? |
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Definition
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Term
| Which chemical, when added to water, heps to limit outbreaks of disease caused by microbiological contaminants? |
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Definition
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Term
| Name two of the Great Lakes. |
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Definition
| Huron, Ontario, Michigan, Erie, Superior |
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Term
| Above what area of the globe is the largest hole in the ozone layer found? |
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Definition
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Term
| Name one of the three colors of recyclable glass. |
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Definition
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