Term
| Banking Structure: Market Structure |
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Definition
(competitive, monopolistic, oligopolistic, monopolistically
competitive) |
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Term
| Banking Structure: Legislated Structure |
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Definition
Branch banking
Unit banking
Bank holding companies
Symbiotic financial firms |
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Term
| Banking Structure: Regulation (raison d'etre):Dual regulatory system |
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Definition
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Term
| Banking Structure: Regulation (raison d'etre): Regulators |
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Definition
Federal Reserve System
Federal Deposit Insurance Corporation
Comptroller of Currency
State Banking Authorities |
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Term
| Banking Structure: Branch Banking |
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Definition
Statewide branching
Limited branch banking
Unit banking
Interstate banking
Reciprocal interstate banking
Foreign banking |
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Term
| Banking Structure: Bank Holding Companies |
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Definition
Regulation of bank holding companies came with the Bank Holding Company Act of 1956
One bank holding company
Multi-bank holding company |
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Term
| Banking Structure: Foreign Bank Organization |
|
Definition
agency offices -- make loans, marketing functions
branch offices -- full range of banking services
subsidiaries -- full service banks
representative offices -- serve only to attract customers to Home banks |
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Term
| Banking Structure: Symbiotic financial firms |
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Definition
| Conglomerates offering various financial services |
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