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CPAM-Patient Access
CPAM STUDY SESSION MATERIAL
118
Health Care
Professional
10/13/2010

Additional Health Care Flashcards

 


 

Cards

Term
MSP GROUP REQUIREMENT
Definition
Car accident victims

Federal Black Lung

Aged covered under LGHP

ESRD- during 30 day coordination period
Spouse covered under a LGHP

Disabled Person

Liability Claims- Auto and W/C
Term
MSP
Definition
MEDICARE SECONDARY PAYER
Term
Define Patient Access
Definition

Admitting and registration

First department to have contact with patients

Term
Define Pre-admissions
Definition
Gathering patient information and take care of any items possible when it is known in advance
Term
Advantages of pre-admissions
Definition

Patient demographics can be gathered beforehand

Saves time day of appointment

Patient under less stress

Term

Reasons for sound Financial Program

Definition
Accurate demographics
Initiation of a medical record number
Orientation to patients surrounding
Identify uninsured patients
Provide financial counseling
Request deposits or deductibles
Screen for repeat bad debt
Explain collection policy and payment options
Initiating pre-authorization if needed
Term

Collection times

5 points during the revue a person can be asked to pay

Definition
Prior to service
Admission
Discharge
After discharge
During admission
Term
When a patient is an emergent direct admit and has a pending balance you should?
Definition
Make admission- discuss pending balance at a later time
Term
When a patient is an urgent direct admit and has a pending balance you should?
Definition
Contact physician to see if patient admission can be rescheduled
Term
When a patient is an elective direct admit and has a pending balance you should?
Definition
Cancel admission and reschedule after payment arrangements of prior balances have been made
Term

Patient types

Impatient

Definition
Patient admitted to a bed
Require the highest level of care
ALOS - generally more than a day
Incur daily room/bed charge
Term

Patient type

Observation

Definition
Outpatient in a bed
Monitor acute condition
ALOS 23 hrs - MCR 48 hrs
Term

Patient types

Emergency Room

Definition
Outpatient in ER
Receives medical screening or treatment
Term

Patient types

Outpatient Clinic

Definition
Urgent care offices
IV therapy
Pain management
Wound care
Drug rehab
Term

Patient types

LTC

Definition
Acute care for extended stay more than 25 days
Term

Patient type

Hospice

Definition
Coordinated palliative care for terminally ill patients at home or facility
Must have MCR A and physician certified condition expected to cause death within 6 months
Term

Patient type

Respite

Definition
Care of a patient by someone other than original caregiver
Term

Patient types

Office

Definition
Care provided at a practitioner place of business
Various type of locations- Dr., Dentist, Psychologist and physical therapist
Billed on 1500
Term

Patient types

Home Health

Definition
Skilled nursing or therapeutic services
Term
What is Case Management?
Definition
Collaborative approach to providing and coordinating health care services
Term

Case Management Functions

List functions:

Definition
Prevent unnecessary service or treatment
Evaluate an individual ability to live at home
Obtain appropriate medical care
Secure necessary medical supplies
Obtain assistance for custodial care
Obtain persons grooming services
Coordinate healthcare delivery of services
Arrange transportation to Dr. appointments
Obtain assistance with errands
Term

What is consent:

Definition
Patients permission to render services
Term

Types of consent

Written

Definition
Permission is given in writing ATOS
Information may contain:
Consent to bill insurance
Assignment of insurance
Agreement to pay
Agreement to release medical records to insurance
Term

Types of consent

Informed

Definition
Patient made aware of risk and benefit of service received
Term

Types of consent

Implied consent

Definition
Consent is inferred from certain actions or by inaction
Failure to object treatment by a patient who is aware
If unaware of treatment; provider protected by Good Samaritan Law
Term
What is a ABN?
Definition
Advance Beneficiary Notice
States services that are not billable by MCR
Term
ABN should be obtained?
Definition
Prior to service is provided
Software using CPT and diagnosis codes generate ABNs when required
Term
What are the key elements of an ABN?
Definition
Description of service
Diagnosis that caused denials
Statement that MCR is not likely to pay and why
Statement that patient is responsible for charges
Patient's name and date of service
Signature
Medicare number
Estimate charge amount
Term
Effective collection policy at time of service ensures
Definition
cash flow improvements
AR days reduced
Patient statement cost reduced
Bad debt reduced
Follow-up time reduced
Patient satisfaction increased
Term

How often is an MSP required for a

recurring patients

Definition
MSP must be redone every 90 days
Term
Laws governing Medicare as a secondary payer are?
Definition
COBRA
OBRA
TEFRA
DEFRA
BBA
Term

Coordination of Benefit

Who goes first when there are two commercial payers?

Definition
A persons own coverage is primary
Patient is married with children, birthday rule applies; parent DOB first in a calendar year is primary
Term

Coordination of Benefit

Who goes first when there is a divorce decree or support agreement?

Definition
Divorced with children; custodial parent is usually primary
Term
Purpose of a Compliance Plan
Definition
Prevent fraud
Identify fraud
Remedy instances of fraud
Term
Patient type
SNF
Definition
Skill nursing care of resident due to injury or illness
Can be separate wing, nursing home or freestanding
Term
What is PHI?
Definition
Protected health information
Registration must be in a private area
PHI must be shredded
Password should not be shared
Term
What is JCAHO?
Definition
Joint Commission agency that protects and improve quality and safety of care
CMS allows JCAHO accredit hospitals
Term
What is EMTALA and components?
AKA Patient Dumping Act
Definition
Emergency Medical Treatment and Active Labor Act
Response to uninsured patients not being treated.
Medical screening must be performed regardless of ability to pay
Transfer hospital must be notified of uninsured status prior to transfer
Term
What is an Advance Directives?
Definition
Written instruction that explain what type of medical care a person desires
Term
List types of Advance Directives:
Definition
Living Will
Health care Power of Attorney
DNR
Term
OBRA means
Definition
Omnibus Budget Reconciliation Act 1986,1989
Term
What is a Living Will?
Definition
Specifies type of treatment wanted or not while the person is living
Term
What is a Healthcare Power of Attorney?
Definition
Designated Proxy makes decisions on patient's behalf
Term
What is a DNR?
Definition
Do Not Resuscitate- In the event of emergency patient does Not want CPR or similar interventions
Term
What is a MSP?
Definition
Used to determine if Medicare is primary or secondary to other insurance or liability claims
Term

Metrics

ALOS

Definition
# of Patient Days / #discharges = ALOS

Divided the total number of patients day by the number of discharges
Term

What is Percent of Occupancy?

Definition
Sum of Census/ #available beds
Term

What is Daily IP census?

Definition
# Available bed * % occupancy
Term
BBA means
Definition
Balance Budget Act 1997
Term
What should not be included in Daily IP census?
Definition
Same day surgeries , OP visits, ER visits or canceled admissions
Term
Average Daily census
Definition
#Patient days .[. # days
Term

What are collection types of patient payment?

Definition

Pre-admission Admission In-house Discharge Post-discharge

Term
DEFRA means
Definition
Deficit Equity and Reduction Act 1984
Applicable to groups with 20 or more employee
Employees age 65 or over may enroll in the same coverage as younger employees
Term
A facility's admission policy impacts what?
Definition
Hospital public image
Attending physician
Business office
Hospital staff
Term

Who must approve a facility's admission's policy?

Definition
Governing Board
Implemented by administration, CFO and Patient accounts director/manager
Term
A facility Admission Manual includes policies and procedures to address admission variable. What is covered?
Definition
Eligibility of admitting physician
Admission criteria t assess eligibility for admission based on type
Circumstances that would cause an elective admission to be postponed or canceled
Term
State Admission Types
Definition
Emergency
Urgent
Elective
Newborn
Trauma
Term
When experiencing delays in the Admission Process the completeness of pre-admissions is an area to investigate. List 5 areas to investigate.
Definition
Staffing
Bed availability
Employee efficiency and effectiveness
Scheduling
Housekeeping
Operational status of computer, printer, etc
Term
Advantages of collecting at time of service?
Definition
Cash flow improvements
Reduced AR Days
Cost of patient statement reduced
Bad debt reduced
Follow-up time reduced
Patient satisfaction increased
Term
List advantages of accepting credit cards payment?
Definition
Immediate confirmation of payment
Patient convenience of credit card installment payments
Payment can be made over the phone
Patient may agree to pay amount due prior to insurance payment
Prior authorization can be obtained to charge pending balances
Term
List 5 general responsibilities of Patient Access?
Definition
Acting as liaison with CM
Hospital patient relations
Good communication
Recognition of financial risks
Strengthening of collection efforts and procedures
Evaluation of financial danger signs
Term
Define Managed Care
Definition
A health insurance program or health care financing system designed to provide health services to a defined population within a specific budget

Used to control cost and decrease unnecessary care
Term

How often does JCAHO audit a hospital for their Joint Commission Surveys?

Definition
Every 3 years
Term
What three questions determine informed consent?
Definition
Did you speak to a doctor?
Did they explain the procedure?
Do you understand the procedure?
Term
What is the definition of a guarantor?
Definition
An individual who assumes responsibility for the cost of a patient's care
Term
What is the period of Gratification?
Definition
An estimate portion a patients pays before or at the time of admission, after which insurance adjudicates and pays provider
Term
HIPAA means
Definition
Health Insurance Portability and Accountability Act 1996
Term
List 5 or more laws that govern MSP
Definition
BBA-Balance Budget Act 1997
TEFRA -Tax Equity and Fiscal Responsibility Act 1982
COBRA-Consolidated Omnibus Budget Reconciliation Act 1982
DEFRA- Deficit Equity and Reduction Act 1984
OBRA- Omnibus Budget Reconciliation Act 1986,1989
HIPAA-Health Insurance Portability and Accountability Act 1996
Black Lung Benefits Act
Federal Coal Miners Health and Safety Act
Title XIII
Term
TEFRA means
Definition
Tax Equity and Fiscal Responsibility Act 1982
Requires the employer's group health plan to be primary payer and MCR secondary for the working aged 65-69
Term
List procedures in a HCF admissions program
Definition
1. Obtain Patients Demographics
2. Obtain insurance
3. Identify ability to pay
4. Verify insurance
5. Complete all paperwork
6. Make necessary payment arrangements
Term
Advantages for pre-admitting patients
Definition
1. Familiarized admission process
2. Completed paperwork
3. Admission process reduced
4. Completed diagnostic and clinical procedures
5. Obtained pre-certification and authorization
6. Collection of co-insurance and deductible
7. Verified insurance
8. Anticipated room requirement
Term
Disadvantages of NOT pre-admitting
Definition
1. Admission date unknown
2. Incomplete consent forms
3. Unknown insurance
4. Authorization and pre-certification not obtained
5. Illegible patient handwriting
6. Unaware of insurance changes
Term
Medicare Patient accepts medically unnecessary admission as per UR. What steps are required?
Definition
Complete ABN
Obtain Insurance info
Bill as 110 bill type
Include OC 32
Term
What are MCR -Exempted units in hospital?
Definition
Are not paid by DRG
Rate - reasonable cost reimbursement system
Term
State types of exempted units
Definition
Psychiatric units
Rehab
Children's Hospitals
Cancer Hospitals
Term
Implications of exempted units
Definition
ALOS can not be predicted
Difficult to discuss patients co-pay
Difficult pre-certifying inpatient admit without known LOS
Term
Advantages of Centralized Registration
Definition
All staff trained in all jobs
Easier to re-appropriate staff
Able to perform complete registration
Consistency in collection policy
Centralized files
Term
Disadvantages of Centralized Registration
Definition
Longer patient wait times
Multiple areas of care
Limited time to complete task
Increase need for cashiers
Multiple training
Term
Advantages of Decentralized Registration
Definition
Employee specialized jobs
More time to complete tasks
Easier statistical tracking
Reduction of admission time
Patient are managed at location of service
Term
Disadvantages of Decentralized Registration
Definition
Difficulty in covering absent employees
Require training in separate groups
May experience delays in care
Inconsistent usage of system policies
Patient inconvenience due to multiple registrations
Term
Financial procedure key components for admission and house patients
Definition
Appropriate identification
Issuance of medical record number
Identification of self-pays
Obtain required info for claim processing
Gather accurate demographics and billing information
Identify potential charity care patients
Provide financial counseling at time of registration
Meet with patient in room
Qualify patient for government programs
Request deposits for deductibles
Screen for repeat bad debt
Term
Define Patient type
Recurring
Definition
Outpatient - repetitive type no treatment
Term
MCR is secondary in which cases?
Definition
W/C
Auto accidents
Black Lung
Third party liability
Services payable by VA
Clinical research
Employee primary coverage
Term
MCR is primary in which cases?
Definition
Patient and spouse is 65 or older
Employer has 20 or more employees
Employed patient under 65 with an employer having 100 or more employees
ESRD within a 30 month coordination period
Term
List payers of last resort
Definition
Medicaid
TRICARE
All payer are secondary to liability claims
Term
Importance of determining the ALOS
Definition
Determine performance related DRG payments
Opportunities for improvement in discharge planning
Indicate a higher than average severity of illness
Term
Define Percent of Occupancy
Definition
Summing the census for a given period of time and dividing that total number of beds available
Can be performed daily, monthly or yearly
Term
% of Occupancy may indicate?
Definition
Low percent of occupancy indicates inefficiency
A percentage too high means difficulty finding available beds, long holding times in the ER
Ambulance diversions
Term
Daily inpatient census should include?
Definition
The number of inpatients at the census taking time each day plus any inpatients who were both admitted and discharged after the census taking time of the previous day
Midnight is the preferred time to take census
Term
Disadvantages of accepting credit cards
Definition
Credit card company payments have discounted rates, representing an additional cost for using card
Electronic response is an additional cost of collections
May create more paperwork
Additional deposit slips
Patient may object to pay interest charges on medical bills
May not accept all credit cards due to expense
Term
Advantages of collecting deposits
Definition
Increased hospital cash collections
Reduced amount due at discharge
Reduced overall accounts receivable
Reduced bad debt
Term
What law governs patients confidentiality?
Definition
Privacy Act of 1974
Term
The birthday rule states
Definition
Whichever parent's birthday occurs first in the calender year is the primary carrier
Term
List 5 different Outpatients types
Definition
Same day surgery
Private
Ambulatory
Clinical
Emergency
Term
Define Same day surgery
Definition
Patient receives surgical services on an outpatient basis not requiring admission
Term
Define Private outpatient type
Definition
Referred by and attending physician for diagnosis or treatment by the hospital on an ambulatory basis and will return to physician for further care and disposition
Term
Define Ambulatory outpatient type
Definition
Patient receiving medical and surgical services that tend to involve a broader, less specialized range of care
Term
Define Clinic outpatient type
Definition
Patient entering for diagnosis or treatment in a medical or surgical specialty unit of the hospital responsibility for continuing care and disposition
Term
Define Emergency outpatient type
Definition
Patient entering for immediate diagnosis and treatment on an unscheduled basis in the emergency facility of the hospital and are not admitted for inpatient services
Term
List types of healthcare providers
Definition
Hospitals
LTC facility
Ambulatory care agencies
Home Healthcare agencies
Outpatient treatment centers
Renal dialysis centers
Family planning centers
Community Health centers
Freestanding ER
Family planning centers
Term
Define Privacy Act
Definition
Governs patient confidentiality in all aspects of hospital or clinic service areas and requires confidentiality of information collection during registration
Term
Define Patient Protection Bill
Definition
Proposed legislature to provide certain protection for patients in managed care plans
Term
Define Patient Bill of Rights
Definition
Developed by AMA, guarantees basic rights every patient should have when accessing healthcare services
Term
Patient Basic Rights should include
Definition
Receive courteous, considerate, respectful treatment/safe environment
Appropriate healthcare
Continuity of care
Confidentiality
Information about healthcare
Privacy
Refuse care
Participation in planning care
Review itemized bill an explanation of all charges
Review medical records and copy for reasonable fee
Term
Define collection control point pre -admission
Definition
Obtain all critical information via phone
Verify insurance and pre auth information
Determine patients portion
Determine patients patients options
Finalize payment arrangements
Prioritize financial counseling to patients with previous balances
Term
Define collection control point Admission
Definition
Validate all previous information obtained
Obtain necessary signatures and insurance forms
Collect all deposits, copays, co-insurances etc
Term
Define collection control point In-House
Definition
Monitor patient's financial situation based on insurance eligibility and coverage limitations
Visit room for third party coverage and payment arrangements
Term
Define collection control point Discharge
Definition
Collect the patient's portion and make final arrangements.
Verify mailing and billing address
Obtain all signatures
Term
Define collection control point Post-Discharge
Definition
Pursue collection activities include follow-up on over due accounts from patient and payer using letters and phone calls
Term
Define ERISA
Definition
Employment Retirement Insurance Security Act 1974
Require plans to provide participants with plan information, fiduciary responsibility, established grievance and appeals
Gives participant the right to sue for breach of fiduciary duty
Term
Define COBRA
Definition
Consolidated Omnibus Budget Reconciliation Act 1982
Law that makes employers let you remain covered under the employers group health plan for a period of time after death of spouse, loss of a job, work hour reduction pr divorce
Term
Define OBRA
Definition
Omnibus Budget Reconciliation Act 1986
Legislature to make large group health plans primary for active employees
Set limits of MAAC- maximum actual allowable charge amount
Term
Define OBRA 1989
Definition
Omnibus Budget Reconciliation Act 1989
Provides for RBRVS- Resource Based Relative Value Scale as a payment reform provision
Require hospital with emergency to post signs which specifies rights of women who are in labor and individuals with emergency medical conditions
Term
Define elective admission
Definition
A patient's condition patients condition permits adequate time to schedule the availability of suitable accommodations and financial arrangements
Term
Define urgent admission
Definition
Admission required in the next 2-4 days
Term
Define emergent admission
Definition
Patient entering for immediate diagnosis and treatment on an unscheduled basis in the emergency facility of the hospital and are not admitted for inpatient service
Term
Define Medicare Spell of Illness
AKA Benefit period
Definition
Benefit period begins when the beneficiary enters hospital or from a skilled nursing facility
Can be readmitted into hospital or SNF without limit s due to the same spell of illness
If admitted patient must pay a new inpatient hospital deductible for each new spell of illness
Term
Define Non-Available Statement
Definition
A statement issued by a military treatment facility when medical care in not available at their institution and the patient must use civilian health care
Must be issued by the Commander
Valid for 30 days
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