才

cai

talent, ability

only if, not until

a flying cross shows 10 exceptional abilities and talents

士

shi

scholar; warrior

ax

在

zai

exist

ability/talent (cai) + ax/scholar (shi)

many characters exist thanks to the talented scholars creatively changing the shape of the ability character

材

cai

material

tree (mu) + ability (cai)

a tree has the ability to deliver a material like timber

团

tuan

round, circular

enclose (wei) + ability (cai)

it takes talent to enclose and round something