Term
|
Definition
| Prohibits discrimination based on race in every property transaction. |
|
|
Term
|
Definition
Prohibits discrimination in housing based on:
1. race
2. color
3. national origin
4. religion
5. sex
6. familial status
7. disability
***sexual orientation has been added but may not be on test. |
|
|
Term
| Housing for Older Persons Act (HOPS) |
|
Definition
| Repealed the requirement that housing intended for those age 55 or older have "significant facilities and services" designated for seniors. Still need 80% of occupied units to have one person age 55 or older living in them. |
|
|
Term
| Department of Housing and Urban Development (HUD) |
|
Definition
* Administers the Fair Housing Act
* Distributes and equal housing opportunity poster |
|
|
Term
|
Definition
| Any building or part of a building designed for occupancy as a residence by one or more families. |
|
|
Term
|
Definition
| One or more individuals under age 18 living with a parent or guardian. Also includes a woman who is pregnant or anyone in the process of assuming custody. |
|
|
Term
|
Definition
| Physical or mental impairment that substantially limits on e or more of a person's major life activities and includes having a record of having such an impairment or being regarded as having such an impairment. |
|
|
Term
| Fair Housing Act exempts: |
|
Definition
1. owner-occupied buildings with no more than four units
2. single family housing sold or rented without the use of a real estate professional
3. housing operated by organization and private clubs that limit occupancy to members |
|
|
Term
| Sale or rental of a single family home is exempt from the Fair Housing Act when the transaction meets ALL of the following conditions: |
|
Definition
1. The home is owned by an individual who does not own more than three such homes at one time (and who does not sell more than one every two years)
2. A real estate professional is not involved in the transaction.
3. Discriminatory advertising is not used. |
|
|
Term
| Americans with Disabilities Act (ADA) |
|
Definition
| Not a housing law, but still has affect. Requires reasonable accommodations in employment and access to goods, services, and public buildings. |
|
|
Term
|
Definition
| The act of encouraging people to sell or rent their homes by claiming that the entry of a protected class of people into the neighborhood will have some sort of negative impact on property values. |
|
|
Term
|
Definition
| Channeling of home seekers to particular neighborhoods or discouraging potential buyers from condsidering some areas. |
|
|
Term
|
Definition
| The practice of refusing to make mortgage loans or issue insurance policies in specific areas for reasons other than economic qualifications of the applicants. |
|
|
Term
| Administrative Law Judge (ALJ) |
|
Definition
| Has the authority to award actual damaged to an aggrieved party and impose a monetary penalty. |
|
|
