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| is supplying of money,goods,or serveries at present in exchange for the promise of future payment |
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| which is the original amount borrowed plus interest paid |
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| guarantee repayment is know as security |
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| a set portion of a loan amount that the borrower must pay at regularly scheduled intervals |
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| the total cost of using credit including interest and any fees |
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| the history a person has of paying there fees |
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| a credit reporting agency |
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| a record of particular consumers transactions |
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