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A situation involving exposure to danger |
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Risk Management is a magazine dedicated to issues of interest to practicing risk managers. |
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A person who relies on another |
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A person or group in whose name an insurance policy is held. |
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1.An amount to be paid for an insurance policy |
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Able to be deducted, from taxable income or tax to be paid |
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Also known as traditional "indemnity" coverage, FFS plans reimburse policyholders for the care they receive. |
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insurance issued jointly by two or more underwriters. |
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A patient who stays in a hospital while under treatment |
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An insurance plan that requires patients to see doctors and hospitals that have a contract with the managed care. |
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The copayment or copay is a payment defined in the insurance policy and paid by the insured person each time a medical service. |
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Plan that allows you to contribute pre-tax money to be used for qualified medical expenses |
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2.An item or risk specifically not covered by an insurance policy or other contract. |
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A pre-existing condition is a risk with extant causes that is not readily compensated by standard, affordable insurance premiums.... |
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A person who derives advantage from something, esp. a trust, will, or life insurance policy. |
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Term life insurance or term assurance is life insurance which provides coverage at a fixed rate of payments for a limited period of time. |
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insurance on the life of the insured for a fixed amount at a definite premium that is paid each year in the same amount... |
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life insurance for a specified amount which is payable to the insured person at the expiration of a certain period of time |
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An expert estimate of the value of something |
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Decrease in the value of a currency relative to other currencies |
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bodlily injury lialbility |
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Legal liability for causing physical injury |
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property damgae lialbility |
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A type of insurance coverage that pays for the policyholder's monetary loss if they are found liable for damages to a third party |
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A form of auto insurance required by law in some states, including Michigan. |
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