Term
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Definition
| Contents of insured's dwelling + other personal property owned, worn or used by insured while on the premises, usual to the ownership/maintenance of the dwelling. (pg 2-8) |
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Term
| Additional Living Expenses |
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Definition
| Coverage that provides for additional cost of living elsewhere when dwelling damaged by an insured peril and the damage makes the dwelling unfit for occupancy. (pg 2-11) |
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Term
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Definition
| the willful or ignorant destruction of property (pg. 2-21) |
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Term
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Definition
| Wrongful act done without legal justification or escuse (2-21) |
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Term
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Definition
| Circumstances where, regardless of presence of furnishings, all occupants have moved out with no intention of returning and no new occupant has taken up residence (2-21/22) |
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Term
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Definition
| Includes all means of taking property without the owner's consent (2-26) |
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Term
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Definition
| A home that is factory built on its own chassis and which can be easily moved. (pg 3-3) |
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Term
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Definition
| A system of separate ownership of individual units in a multiple unit building. (pg 3-7) |
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Term
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Definition
| An extra sheet(s) or slip(s) of paper indicating in writing that the insured and insurer have agreed to a change in the terms of the insurance contract. (pg 3-12) |
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Term
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Definition
| Traditionally includes paintings, pictures, etchings, tapestries and other bona fide works of art or rarity, historical value or artistic merit (pg 3-13) |
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