Term
What is a residential accessibility feature required by FFH laws?
A. reinforcements must be installed in the bathrooms
B. Accessible route throughtout house
C. Entrance on an accessible route
D. None of the above |
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Definition
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Term
| T or F: A lender must fully disclose all finance charges and nothing else. |
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Definition
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Term
| What did Civil Rights Act of 1866 do? |
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Definition
| Prohibits discrimination against RACE and COLOR (not in housing) |
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Term
| What did Civil Rights Act of 1968 do? |
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Definition
| Prohibited Discriminiation against RACE, COLOR, NATIONAL ORIGIN, and RELIGION. (Excludes Commercial or Industrial) |
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Term
| What is the Rehabilitation Act of 1973? |
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Definition
| Prohibited Discrimination against DISABLED people in all FEDERAL assisted programs. |
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Term
| Housing and Community Development Act of 1974 did what? |
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Definition
| Prohibited Discrimination against GENDER. (includes sexual harasment) |
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Term
| What did the 1988 Fair Housing Amendment Act? |
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Definition
| Cannot discriminate against FAMILIAL STATUS (Children) and HANDICAP. |
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Term
| Can you talk about AIDS to buyers? |
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Definition
If unasked, its illegal.
If asked, do not respond. |
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Term
| What did Truth in Lending Act estabolished? |
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Definition
-Implimented by Regulation Z
-APR must be disclosed. |
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Term
| What did Equal Credit Oppertunity Act estabolish? |
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Definition
| Lenders must give written reason for rejection with in 30 days. |
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Term
| How much is the fine for HUD non compliance? |
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Definition
-10k first offense
-25k second offense
-50k third offense |
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