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measure of the klikeihood that something will be lost |
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process of measuring risk and finding ways tomin or manage loss |
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an individual who relies on someone else for financial suport |
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when yoyu buy incurance policy |
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money used to pay insurance claims |
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AMOUNT YOU MUST PAY BEFORE INSURANCE BEGINS TO PAY |
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pay for covered medical services after treatment is provided |
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a precentage of the service cost that patients pay |
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person whose care requires a stay in the hospital |
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contract with specific docros to deliever medical services and preventive care to memebers at reduced cost |
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is a flat fee the patient must pay for medical services |
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tax-adavantageed saving account avaliable to people enrolled in qualified |
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medical services that are not covered |
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an illness you had before signing for the health care insurance |
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person named b the policy holder to recieve assets after the policyholders death |
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provides protection only for a specific period of timne |
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provides basic lifetime protection so long a sperson permieums are paid |
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pays the face value of the policy ro beneficaries if the insured dies before the endowment periiod ends |
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an estmate of the current value of your property |
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a decreasein the calue of property as a result of age ore wear and tear |
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coverage that protects you when you are responsible for an auto accident that results in the injury or death of othe rparties |
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property damage liability |
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protects you when you are responsible for an auto accident inwhich the property of others damaged |
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elimates the faultfinding process in settling claim |
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