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Pays on behalf of the insured because of bodily injury and property damage to others. |
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WHAT IS THE MINIMUM LIMIT FOR PERSONAL LIABILITY? |
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T or F-COVERAGE E WILL ALSO PAY LEGAL DEFENSE EXPENSES FOR THE INSURED |
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T or F-COVERAGE E WILL NOT PAY LEGAL DEFENSE IF THE CLAIM AGAINST THE INSURED IS GROUNDLESS OR FRAUDULENT |
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Third party coverage that takes care of medical bills, property damage, lost wages, pain and suffering, etc that is the fault of an insured |
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An accident, including repeated or continuous exposure to similar harmful conditions |
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Includes bodily harm, sickness, disease, and death |
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Means physical damage to tangible property including loss of use |
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T or F-THE INSURED IS HAVING A PARTY AT A RENTED COMMUNITY CENTER AND A GUEST RIPS A DESIGNER DRESS ON A JAGGED TABLE EDGE. THE INSURED IS COVERED UNDER COVERAGE E |
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T or F-THE INSURED SLAMS INTO A SKIER AFTER LOSING CONTROL OF THEIR SNOWBOARD AND BREAKS THE SKIERS EXPENSIVE POLES. THE INSURED IS NOT COVERED UNDER COVERAGE E |
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T or F-WHILE MOWING THE LAWN, THE INSURED'S GARDENER KICKS A ROCK INTO THE NEIGHBOR'S WINDOW, BUT ITS OK BECAUSE THE INSURED IS COVERED UNDER COVERAGE E |
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T or F-VACANT LAND AND CEMETERY PLOTS ARE COVERED UNDER COVERAGE E |
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Medical payments to others |
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MEDICAL PAYMENTS TO OTHERS |
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Coverage F-Coverage that pays the medical bills incurred by others in an accident |
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